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Steve's Radio Podcasts

Learn How To Retire And STAY Retired: Listen to MASTERING MONEY with Scottsdale Financial Planner Steve Jurich, AIF® on Money Radio am 1510 , Monday thru Friday at 8am and 11am, with a daily update at 4:30pm. Podcasts 24/7 on the Mastering Money APP (Apple & Android). Or, visit RetirementRadioUSA.com

Recent episodes

Mastering Money 6/11/21


How well have you done with your investments over your lifetime? You’ve had some good years where you got twenty percent or so perhaps. But, like the rest of us, you have had some STINKERS. Most investors lose money an average of three years out ten. That’s why averaging ten percent is so hard. Most investors also buy stocks or mutual funds haphazardly–without a clear strategy. That’s another proven way to hurt your overall returns. How long does it take to DOUBLE your money? Using the Rule of 72, money doubles every eighteen years at four percent compounded, it doubles every twelve years at six percent compounded, and every nine years at eight percent compounded. Today, we’ll review the real secrets of raising your average rate of return and how get a guaranteed bonus of ten percent on a safe fixed income vehicle, with a GUARANTEED growth rate of 7 percent COMPOUNDED.  Then health insurance expert Shelley Grandidge joins us. A very timely show you don’t want to miss…MASTERING MONEY is on the air!!!


Check out this episode!

Mastering Money 6/10/21

Your job as an investor—or the job of the person you hire to manage your money—is to optimize gains, while minimizing losses.  Sounds easy, but today, you need a strategy built for the low interest rate environment of the 2020’s, not the 1990s.  Well-chosen stocks can be long-term sources of wealth creation, just like well-located real estate. This is true even if you buy at what seems like the worst possible time. For example, if you invested in an S&P 500 index fund in early October 2007, the next couple of years would have felt awful.  If you were still contributing to a 401k, however,  it turned out to be really good news. Your steady contributions kept buying more units of mutual funds at lower prices.  Even buying at the so called “wrong time” just before the 2008 crash, HIGH QUALITY  stocks delivered terrific gains by 2020—upwards of 300 percent—by just staying the course and not panicking. That said, in retirement you will be unemployed for 30 years or so. Therefore, a properly built financial plan will separate income capital from growth capital into a Smarter Bucketing system to protect against crashes. Today, we’ll get into the fundamentals of putting together a rock solid financial plan…for the LONG HAUL.  Don’t miss it….MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/9/21

Of the top 10 causes of death globally,  Alzheimer’s is  the only one that can’t currently be cured, slowed down, or prevented– at least not yet. The disease manifests in different ways, with some patients living 20 years after diagnosis, but most often in the range of  four to eight years. Although 80% of those with the disease are 75 or over, Alzheimer’s typically emerges in midlife, remarkably–20 to 30 years before symptoms like memory loss or troubles with language appear. You can have it and not know it.  One prominent researcher told Barrons:  “Alzheimer’s is a disease of greater prevalence and greater lethality than Covid-19”   He went on to say:  “This is an ongoing pandemic.  Its cost to America in terms of direct medical costs is significantly higher than cancer.” There are some treatment breakthroughs…we’ll tell you about them and then Medicare expert Shelley Grandidge joins us. A fact filled show you don’t want to miss…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/8/21

The pandemic crash put an estimated 400,000 small businesses OUT of business. Millions of people lost their jobs and may of them are still looking for work. Many sectors of the economy were hurt, others had banner years.  Even now,  analysts refer to a new category of stock: “recovery” or “reopening” stocks. In other words, companies whose businesses will begin flourishing again once people can actually enter crowded theaters, stadiums, cruise ships, and airplanes.  Barron’s Laurence Strauss reports that there is a growing interest in U.S. dividend paying stocks, with an industry-wide consensus that dividends will rise more than usual in 2021. We’ll review his report and the reasons why you should be looking into top drawer dividend GROWTH stocks right now. The timing may be just right. Then Steve reviews the stock selection process for the Black Diamond Dividend Growth Portfolio. A fact-filled and timely show you won’t want to miss…. MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 6/7/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 6/4/21

With politicians in Washington bent on adding to the national debt without mercy, more people want to do Roth conversions. The idea of being tax free for life has quite a ring to it!   As appealing as ROTH conversions sound, pain is involved so you need to be ready for it.  On top of that, they don’t always make sense– according to many CPAs– especially the closer you get to age 70 and above.   That said,  a Roth IRA can be a powerful tax planning tool. And, while tax rates are low courtesy of the Trump administration’s The Tax Cut and Jobs Act this may be your last best chance to get serious about converting. Today,  we’ll review  the conversion strategy known as “filling the middle brackets”, and another known as  “Back-Door Roth” strategy. Then Medicare expert Shelley Grandidge joins us for the Q & A.  A fact-filled show for you today that you surely don’t want to miss…… MASTERING MONEY is on the air!!!  

Check out this episode!

Mastering Money 6/3/21

Historically, we’ve always referred to the traditional sources of retirement income as a three-legged stool, composed of:
1. Government entitlement programs (Social Security and Medicare)…2. Personal savings and investments …and , 3. Employer-sponsored defined benefit plans like pensions.  In the past, retirees could typically count on ALL three sources for retirement income roughly divided into thirds. With this traditional scenario, both the government and employer-sponsored plans were considered predictable, reliable income sources that may also be adjusted for inflation. So two thirds of your plan for retirement was set. Only one-third was the responsibility of the individual. Today, TWO thirds of the responsibility is yours, and the other leg–Social Security–is getting a little loose in the screws. Today we’ll examine how COVID 19 may affect your Social Security, and then Medicare specialist SHELLEY GRANDIDGE joins us for a show you don’t want to miss!  MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/2/21

Historically, we’ve always referred to the traditional sources of retirement income as a three-legged stool, composed of:
1. Government entitlement programs (Social Security and Medicare)…2. Personal savings and investments …and , 3. Employer-sponsored defined benefit plans like pensions.  In the past, retirees could typically count on ALL three sources for retirement income roughly divided into thirds. With this traditional scenario, both the government and employer-sponsored plans were considered predictable, reliable income sources that may also be adjusted for inflation. So two thirds of your plan for retirement was set. Only one-third was the responsibility of the individual. Today, TWO thirds of the responsibility is yours, and the other leg–Social Security–is getting a little loose in the screws. Today we’ll examine how COVID 19 may affect your Social Security, and then Medicare specialist SHELLEY GRANDIDGE joins us for a show you don’t want to miss!  MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/1/21

Many investors are bewildered by the rise of the stock market since COVID 19.  Milestone after milestone has been hit, including a 30,000 Dow, even with the economy on one leg. As remarkable as it sounds, stocks still have room to run according to top Wall Street analysts. Pent up demand is building on the half of the economy that is nearly shut down, and the vaccine could get things back to normal. But there is another KEY REASON WHY the market has risen and likely to KEEP rising in 2021 no matter who is running the White House or the Senate. We’ll explain that key factor in detail, with data from the Wall Street Journal. Then Steve reviews the 2021 strategy for the Black Diamond and Blue Diamond portfolios. A very timely show you DON’T want to miss…MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 5/31/27

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 5/28/21

The industry of Cybersecurity is growing every year at a very steady pace with no real end in sight. Think about it: When will the day come when you WOULDN’T want your company’s computer systems secure? And when will the day come that the crooks will stop trying to get in? Cybersecurity is a permanent need, and an inevitable trend. Not just for you and me, but for trillions of dollars worth of companies and governments worldwide. The move to “digital everything” has led to the sharing of a vast amount of sensitive, proprietary data in an external and internal environment across the globe. This has caused organization to fall prey to cybercrime through different forms of attacks, many of them highly publicized. In the wake of breaches and high-profile data theft, it becomes vital for an organization to not only determine future threats, but to do something about it. That’s where Cybersecurity comes in–as a burgeoning industry, and as an investment. Today, we’ll reveal the best way to invest in Cyber Security, Steve has a special stock pick, and then Medicare expert Shelley Grandidge joins us. A fact filled and timely show you don’t to miss…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 5/27/21

The financial world is huge, and there are many different ways to invest for profit.  Some strategies focus on TIMING the markets, others focus on time IN the market.   Some methods of analysis are all about the big picture—choosing SECTORS to invest in GENERALLY,  rather than zeroing in on specific companies. Other strategies are the opposite. They focus on  individual companies, and their profitability, balance sheet, dividends,  market share, and stability of management. What’s the BEST way to invest? How can you bypass the stress and make investing more simple. Today, we’ll do an educational review of how various investment approaches work, and help you decide which makes the most sense for you–with specific recommendations.  You don’t want to miss today’s show MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 5/26/21

A new landmark retirement study has found that the number of Protected Households has risen for the first time since 2018. The Alliance for Lifetime Income’s annual Protected Lifetime Income Study revealed a total of  3.1 million NEWLY  Protected Households and identifies five profiles of Americans planning for retirement. This is the first time since 2018, that the number of Protected Households in the US has increased. Today we’ll review exactly what that means. We’ll learn why the share of protected US households grew from 37% in 2019 to 40% this year, the largest increase on record.  Then Medicare expert Shelley Grandidge joins us to clear up all the hoopla going on with Medicare. Shelley will make things clear and simple…which is something we ALL need! ….You don’t want to miss TODAY’s show…MASTERING MONEY is on the air!!! 

Check out this episode!

Mastering Money 5/25/21

Getting the most from your investment dollars means focusing both on return AND risk. Smart investors who want to O8bring order into their portfolio understand that there will be ups and downs in the market. The key to worry free investing is having a strategy that can benefit from both upward cycles and downward cycles . In other words, we are all seeking Alpha, but we need to do it with the least risk possible. Today, we’ll get back to the basics of prudent investing that can benefit from both up and down markets. Then Steve will review the key reasons you may want to consider both the Black Diamond and Blue Diamond Dividend growth strategies. A great show lined up for you today!    MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 5/24/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 5/21/20

As we get reminded often, women have a better chance of making it to age 100 than men — in fact, 82% of the 53,364 centenarians alive in 2010 were female. There are even more today.   The ratio of females to males age 100 remains pretty steady–it is about 80 percent women. Hence the statistic:   eighty percent of MEN die MARRIED, while eighty percent of WOMEN… die single.  The big problem for women is that they may spend ten years or longer on their own after their husbands pass–at a time when they may lack the skill and desire to make big money decisions.  It’s been found that Baby Boomers’ number one financial fear is running out of money while still in their eighties and women fear it even more than men. We’ll see why that fear is completely justified today, and then health insurance expert SHELLEY GRANDIDGE joins us.   A very timely show you don’t want to miss, MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 5/20/21

Dividend growth stocks–the type of stocks that grow their dividend every year without fail– have provided a steady way to grow wealth in good times and bad.  But how do you find the best ones? Many companies pay dividends but they pay them inconsistently, or pay too much of their revenue in dividends which can leave the company strapped for cash. Today, Steve will review the disciplined process used at IQ Wealth to select dividend growth stocks, and he’ll provide a clear example.  You don’t want to miss today’s informative show…MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 5/19/21

Whether knowingly or not, millions of Americans voted for higher gas and electricity prices when they voted for Joe Biden, and based on recent market action, they are already getting a return on their vote “investment.”  Joe Biden has been busy. Shutting down the XL Pipeline appears only to be the beginning Gas and oil prices are already rising and could go up dramatically this year.  Non partisan experts point out that the 2015 Paris Climate accord, which Biden is joining again, will wipe out close to 2.5 trillion dollars in gross domestic product by the year 2035 ..We have a complete report for you today,  and then Medicare expert Shelley Grandidge joins us.  A timely show you don’t want to miss…MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 5/18/21

Growing your retirement money without losses while owning a guaranteed lifetime income more than five times that of quality bonds is the key to retiring without the worry of going poor later in life. These benefits are only attainable with a principal secure uncapped, low cost, high income NEXT GENERATION retirement annuity. Pensions have all but disappeared  for today’s retirees, but the need for predictable secure income for life is still a pressing need. Who wants to worry about running out of money?  This need has led to a very logical move toward the benefits provided by NEXT GENERATION retirement annuities. Today, we’ll explain in detail how they work and how you may benefit.  A really timely show you don’t want to miss…MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 5/17/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 6/11/21

How well have you done with your investments over your lifetime? You’ve had some good years where you got twenty percent or so perhaps. But, like the rest of us, you have had some STINKERS. Most investors lose money an average of three years out ten. That’s why averaging ten percent is so hard. Most investors also buy stocks or mutual funds haphazardly–without a clear strategy. That’s another proven way to hurt your overall returns. How long does it take to DOUBLE your money? Using the Rule of 72, money doubles every eighteen years at four percent compounded, it doubles every twelve years at six percent compounded, and every nine years at eight percent compounded. Today, we’ll review the real secrets of raising your average rate of return and how get a guaranteed bonus of ten percent on a safe fixed income vehicle, with a GUARANTEED growth rate of 7 percent COMPOUNDED.  Then health insurance expert Shelley Grandidge joins us. A very timely show you don’t want to miss…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/10/21

Your job as an investor—or the job of the person you hire to manage your money—is to optimize gains, while minimizing losses.  Sounds easy, but today, you need a strategy built for the low interest rate environment of the 2020’s, not the 1990s.  Well-chosen stocks can be long-term sources of wealth creation, just like well-located real estate. This is true even if you buy at what seems like the worst possible time. For example, if you invested in an S&P 500 index fund in early October 2007, the next couple of years would have felt awful.  If you were still contributing to a 401k, however,  it turned out to be really good news. Your steady contributions kept buying more units of mutual funds at lower prices.  Even buying at the so called “wrong time” just before the 2008 crash, HIGH QUALITY  stocks delivered terrific gains by 2020—upwards of 300 percent—by just staying the course and not panicking. That said, in retirement you will be unemployed for 30 years or so. Therefore, a properly built financial plan will separate income capital from growth capital into a Smarter Bucketing system to protect against crashes. Today, we’ll get into the fundamentals of putting together a rock solid financial plan…for the LONG HAUL.  Don’t miss it….MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/9/21

Of the top 10 causes of death globally,  Alzheimer’s is  the only one that can’t currently be cured, slowed down, or prevented– at least not yet. The disease manifests in different ways, with some patients living 20 years after diagnosis, but most often in the range of  four to eight years. Although 80% of those with the disease are 75 or over, Alzheimer’s typically emerges in midlife, remarkably–20 to 30 years before symptoms like memory loss or troubles with language appear. You can have it and not know it.  One prominent researcher told Barrons:  “Alzheimer’s is a disease of greater prevalence and greater lethality than Covid-19”   He went on to say:  “This is an ongoing pandemic.  Its cost to America in terms of direct medical costs is significantly higher than cancer.” There are some treatment breakthroughs…we’ll tell you about them and then Medicare expert Shelley Grandidge joins us. A fact filled show you don’t want to miss…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/8/21

The pandemic crash put an estimated 400,000 small businesses OUT of business. Millions of people lost their jobs and may of them are still looking for work. Many sectors of the economy were hurt, others had banner years.  Even now,  analysts refer to a new category of stock: “recovery” or “reopening” stocks. In other words, companies whose businesses will begin flourishing again once people can actually enter crowded theaters, stadiums, cruise ships, and airplanes.  Barron’s Laurence Strauss reports that there is a growing interest in U.S. dividend paying stocks, with an industry-wide consensus that dividends will rise more than usual in 2021. We’ll review his report and the reasons why you should be looking into top drawer dividend GROWTH stocks right now. The timing may be just right. Then Steve reviews the stock selection process for the Black Diamond Dividend Growth Portfolio. A fact-filled and timely show you won’t want to miss…. MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 6/7/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 6/4/21

With politicians in Washington bent on adding to the national debt without mercy, more people want to do Roth conversions. The idea of being tax free for life has quite a ring to it!   As appealing as ROTH conversions sound, pain is involved so you need to be ready for it.  On top of that, they don’t always make sense– according to many CPAs– especially the closer you get to age 70 and above.   That said,  a Roth IRA can be a powerful tax planning tool. And, while tax rates are low courtesy of the Trump administration’s The Tax Cut and Jobs Act this may be your last best chance to get serious about converting. Today,  we’ll review  the conversion strategy known as “filling the middle brackets”, and another known as  “Back-Door Roth” strategy. Then Medicare expert Shelley Grandidge joins us for the Q & A.  A fact-filled show for you today that you surely don’t want to miss…… MASTERING MONEY is on the air!!!  

Check out this episode!

Mastering Money 6/3/21

Historically, we’ve always referred to the traditional sources of retirement income as a three-legged stool, composed of:
1. Government entitlement programs (Social Security and Medicare)…2. Personal savings and investments …and , 3. Employer-sponsored defined benefit plans like pensions.  In the past, retirees could typically count on ALL three sources for retirement income roughly divided into thirds. With this traditional scenario, both the government and employer-sponsored plans were considered predictable, reliable income sources that may also be adjusted for inflation. So two thirds of your plan for retirement was set. Only one-third was the responsibility of the individual. Today, TWO thirds of the responsibility is yours, and the other leg–Social Security–is getting a little loose in the screws. Today we’ll examine how COVID 19 may affect your Social Security, and then Medicare specialist SHELLEY GRANDIDGE joins us for a show you don’t want to miss!  MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/2/21

Historically, we’ve always referred to the traditional sources of retirement income as a three-legged stool, composed of:
1. Government entitlement programs (Social Security and Medicare)…2. Personal savings and investments …and , 3. Employer-sponsored defined benefit plans like pensions.  In the past, retirees could typically count on ALL three sources for retirement income roughly divided into thirds. With this traditional scenario, both the government and employer-sponsored plans were considered predictable, reliable income sources that may also be adjusted for inflation. So two thirds of your plan for retirement was set. Only one-third was the responsibility of the individual. Today, TWO thirds of the responsibility is yours, and the other leg–Social Security–is getting a little loose in the screws. Today we’ll examine how COVID 19 may affect your Social Security, and then Medicare specialist SHELLEY GRANDIDGE joins us for a show you don’t want to miss!  MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/1/21

Many investors are bewildered by the rise of the stock market since COVID 19.  Milestone after milestone has been hit, including a 30,000 Dow, even with the economy on one leg. As remarkable as it sounds, stocks still have room to run according to top Wall Street analysts. Pent up demand is building on the half of the economy that is nearly shut down, and the vaccine could get things back to normal. But there is another KEY REASON WHY the market has risen and likely to KEEP rising in 2021 no matter who is running the White House or the Senate. We’ll explain that key factor in detail, with data from the Wall Street Journal. Then Steve reviews the 2021 strategy for the Black Diamond and Blue Diamond portfolios. A very timely show you DON’T want to miss…MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 5/31/27

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 6/11/21

How well have you done with your investments over your lifetime? You’ve had some good years where you got twenty percent or so perhaps. But, like the rest of us, you have had some STINKERS. Most investors lose money an average of three years out ten. That’s why averaging ten percent is so hard. Most investors also buy stocks or mutual funds haphazardly–without a clear strategy. That’s another proven way to hurt your overall returns. How long does it take to DOUBLE your money? Using the Rule of 72, money doubles every eighteen years at four percent compounded, it doubles every twelve years at six percent compounded, and every nine years at eight percent compounded. Today, we’ll review the real secrets of raising your average rate of return and how get a guaranteed bonus of ten percent on a safe fixed income vehicle, with a GUARANTEED growth rate of 7 percent COMPOUNDED.  Then health insurance expert Shelley Grandidge joins us. A very timely show you don’t want to miss…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/10/21

Your job as an investor—or the job of the person you hire to manage your money—is to optimize gains, while minimizing losses.  Sounds easy, but today, you need a strategy built for the low interest rate environment of the 2020’s, not the 1990s.  Well-chosen stocks can be long-term sources of wealth creation, just like well-located real estate. This is true even if you buy at what seems like the worst possible time. For example, if you invested in an S&P 500 index fund in early October 2007, the next couple of years would have felt awful.  If you were still contributing to a 401k, however,  it turned out to be really good news. Your steady contributions kept buying more units of mutual funds at lower prices.  Even buying at the so called “wrong time” just before the 2008 crash, HIGH QUALITY  stocks delivered terrific gains by 2020—upwards of 300 percent—by just staying the course and not panicking. That said, in retirement you will be unemployed for 30 years or so. Therefore, a properly built financial plan will separate income capital from growth capital into a Smarter Bucketing system to protect against crashes. Today, we’ll get into the fundamentals of putting together a rock solid financial plan…for the LONG HAUL.  Don’t miss it….MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/9/21

Of the top 10 causes of death globally,  Alzheimer’s is  the only one that can’t currently be cured, slowed down, or prevented– at least not yet. The disease manifests in different ways, with some patients living 20 years after diagnosis, but most often in the range of  four to eight years. Although 80% of those with the disease are 75 or over, Alzheimer’s typically emerges in midlife, remarkably–20 to 30 years before symptoms like memory loss or troubles with language appear. You can have it and not know it.  One prominent researcher told Barrons:  “Alzheimer’s is a disease of greater prevalence and greater lethality than Covid-19”   He went on to say:  “This is an ongoing pandemic.  Its cost to America in terms of direct medical costs is significantly higher than cancer.” There are some treatment breakthroughs…we’ll tell you about them and then Medicare expert Shelley Grandidge joins us. A fact filled show you don’t want to miss…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/8/21

The pandemic crash put an estimated 400,000 small businesses OUT of business. Millions of people lost their jobs and may of them are still looking for work. Many sectors of the economy were hurt, others had banner years.  Even now,  analysts refer to a new category of stock: “recovery” or “reopening” stocks. In other words, companies whose businesses will begin flourishing again once people can actually enter crowded theaters, stadiums, cruise ships, and airplanes.  Barron’s Laurence Strauss reports that there is a growing interest in U.S. dividend paying stocks, with an industry-wide consensus that dividends will rise more than usual in 2021. We’ll review his report and the reasons why you should be looking into top drawer dividend GROWTH stocks right now. The timing may be just right. Then Steve reviews the stock selection process for the Black Diamond Dividend Growth Portfolio. A fact-filled and timely show you won’t want to miss…. MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 6/7/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

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