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Steve's Radio Podcasts

Learn How To Retire And STAY Retired: Listen to MASTERING MONEY with Scottsdale Financial Planner Steve Jurich, AIF® on Money Radio am 1510 , Monday thru Friday at 8am and 11am, with a daily update at 4:30pm. Podcasts 24/7 on the Mastering Money APP (Apple & Android). Or, visit RetirementRadioUSA.com

Recent episodes

Mastering Money 1/19/21


As Trumponomics comes to a close and Bidenomics begins, investors don’t really need to predict which set of economic policies will work the best to stimulate the economy—at least not for a while yet. Experts say it will take six to twelve months or longer to begin to see the effects of most of Biden’s economic moves. In the meantime, whose policies will end up looking better when history is the judge–Trump, or Biden?  Most logical thinkers know that reining in job-killing government restrictions, lowering taxes for both job-creating corporations and tax paying Americans, and creating trade deals that bring and KEEP more factories right here in America, is a more sure path to long term economic success for OUR nation as a whole. But logic is not always the sure path to making money in the stock market. You need to know where the big boys are going, like Goldman Sachs, the Fed, and JP Morgan. We have a Barrons report on that for you today and Steve will review adjustments being made to the Black Diamond and Blue Diamond portfolios…an important show you don’t want to miss…MASTERING MONEY is on the air!!!!

 

Check out this episode!

Mastering Money 1/18/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! After an update of the markets and today’s breaking financial news stories, we’ll take you to an exclusive broadcast of the Motley Fool Money Show… chock full of ideas to help you become a more informed investor, followed by proven money-making and money-SAVING ideas from Steve that you DON’T want to miss! — A jam-packed show for you today,  and it all starts RIGHT NOW… MASTERING MONEY IS ON THE AIR!!! 

Check out this episode!

Mastering Money 1/15/21

How does changing weather affect the price of commodities and everything  we buy? Probably, more than you think. In case you weren’t aware, we’ve been experiencing mostly “El Niño” weather conditions for the past ten years. El Niño is characterized by warmer ocean temperatures which affect weather patterns around the world. It has nothing to do with climate change, but rather is a natural result of the massive swirling of warmer and cooler ocean waters,  leading to atmospheric pressure changes. Here’s the problem: El Niño’s cooler sister, La Niña—is moody. She brings cooler ocean water temperatures, and…. she has officially arrived.  La Niña, in fact,  is shaking up agriculture in an already-tumultuous year for commodity markets, says the Wall Street Journal. We’ve got the fascinating Journal report for you today, then Medicare expert Shelley Grandidge joins us…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 1/14/21

The lithium-ion battery has played an integral role in powering the modern-day world – but questions remain about its environmental impact.  The rechargeable batteries, which are used in everything from mobile phones to electric cars,  are in constant daily use globally to power the portable electronics we use to communicate, work, study, listen to music and search for knowledge.  Oil companies have been castigated for disruption of wildlife and the eco system. But the mushrooming need for lithium and cobalt to keep making bigger and bigger batteries is touching off a lithium war, and in the process, actually may be polluting parts of the earth far more than fossil fuels. Prepare to be shocked by today’s special report on the dirty, filthy, battery industry. Then we’ll review 401k and IRA rollover strategies.   A great show you don’t want to miss….MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 1/13/21

Interest rates on savings and treasury bonds—once the mainstay of a solid and secure retirement—have entered a dry desert of lingering, extremely low interest rates. The result is that almost no one can retire on a financial diet of social security and the interest they get from bonds anymore. This is a big change for retiring investors because in the past, pensions and bonds made retirement not just possible, but comfortable. Bond investors are so starved for yield right now that they are turning to twenty and thirty year bonds issued by America’s Colleges and Universities—which are struggling due to Covid 19 and cancellation of athletics. If it seems like a crazy idea at a bad time to you, you’re not alone. Today, we’ll review a surprising report on buyers lining up to buy these bonds that may shock you. Then Medicare and Health insurance expert Shelley Grandidge joins us.   A fact filled show you don’t want to miss, MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 1/12/21

As you are going about your daily business, you may be unaware that hundreds of micro-satellite networks are being launched at a pace that could not have happened just 24 months ago. According to the Wall Street Journal, At least 16 companies are working on launching similar types of “micro” or “nano” satellite networks. Each is leveraging different combinations of wireless technologies, satellite sizes and onboard capabilities. The objective, to keep track of everything from farm animals, to penguins, to elephants, to Amazon packages,  and much much more. Many of these satellites are no bigger than a lunchbox. We’ll review a fascinating Wall Street Journal Report and then Steve explains the new Performance Trigger strategy that can turn a zero percent gain into a ten percent gain, guaranteed in writing and protected against loss!!   You don’t want to miss TODAY’S show….MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 1/11/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! After an update of the markets and today’s breaking financial news stories, we’ll take you to an exclusive broadcast of the Motley Fool Money Show… chock full of ideas to help you become a more informed investor, followed by proven money-making and money-SAVING ideas from Steve that you DON’T want to miss! — A jam-packed show for you today,  and it all starts RIGHT NOW… MASTERING MONEY IS ON THE AIR!!!      

Check out this episode!

Mastering Money 1/7/21

Growing your retirement money without losses while owning a guaranteed lifetime income far more than that of quality bonds is the key to retiring without the worry of going poor later in life. These benefits are only attainable with a principal-secure low cost, high income NEXT GENERATION retirement annuity. Pensions have all but disappeared  for today’s retirees, but the need for predictable secure income for life is still a pressing need. Who wants to worry about running out of money?  This need for permanent safe income without market risk has led to growing demand for a new type of flexible retirement annuity. Steve will get into the details for you today, revealing which ones pay the most and cost the least.  A really timely show you don’t want to miss…MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 1/6/21

Question:   As an investor in or near retirement, should you own utility stocks?  And, if you do, should you make utility stocks a major part of your plan for retirement income, as some financial journalists seem to suggest?  Utilities can be a good choice for some investors seeking diversification from the broader equity market since the dividend yield of utilities averages around 3.6%, the highest of any sector, according to Jodie Gunzberg, chief investment strategist at Graystone Consulting, a Morgan Stanley business. Today, we’ll review why utilities may not be your best income bet, HOWEVER, they can offer lower volatility, stability, consistency, and a reliable dividend yield that grows in size every year—IF YOU CHOOSE WISELY.  Today, Steve explains how to do just that, and then Medicare and Health Insurance expert Shelley Grandidge joins us. A great show you don’t want to miss…MASTERING MONEY is on the air!!!!

Check out this episode!

Mastering Money 1/5/21

Every time you think the market can’t go higher, it does. Many investors are bewildered by the rise of the stock market since COVID 19.  Milestone after milestone has been hit, including Dow-30,000 even with the economy on one leg. As remarkable as it sounds, stocks still have room to run according to top Wall Street analysts. Pent up demand is building on the half of the economy that is nearly shut down, and the vaccine could get things back to normal. But there is another KEY REASON WHY the market has risen and likely to KEEP rising in 2021 no matter who is running the White House or the Senate. We’ll explain that key factor in detail, with data from the Wall Street Journal. Then Steve reviews the 2021 strategy for the Black Diamond and Blue Diamond portfolios. A very timely show you DON’T want to miss…MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 1/4/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! After an update of the markets and today’s breaking financial news stories, we’ll take you to an exclusive broadcast of the Motley Fool Money Show… chock full of ideas to help you become a more informed investor, followed by proven money-making and money-SAVING ideas from Steve that you DON’T want to miss! — A jam-packed show for you today,  and it all starts RIGHT NOW… MASTERING MONEY IS ON THE AIR!!!        

Check out this episode!

Mastering Money 1/1/21

Most stocks are generally classified as either value stocks or growth stocks. Generally speaking, stocks that trade for valuations below the Price to Earnings ratio of the S&P 500 are considered value stocks, while stocks that outperform the S & P in terms of sheer growth rates are considered growth stocks. Some stocks meet both requirements. We’ll talk about several of them today and why analysts at JP Morgan are projecting a big swing to value and dividend stocks as the economy slowly works its way back to normal in 2021. JP Morgan likes the idea of political gridlock–which they predict no matter who is president–and of course the success of COVID vaccines. If you want to think ahead of the crowd, you don’t want to miss today’s show….MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 12/31/20

Historically, there’s a 91% chance of the stock market giving you a positive return over any particular 10 year period.  Here’s the problem: the 91 percent of positive ten year periods have come AFTER recessions and poor markets. The worst ten year periods have come after long bull market expansions, like we’re in now.  In or near retirement, THAT’S an important thing to consider. Question: How much of your money should be IN the market, and how much OUT of the market right now? What will happen in 2021? Where will the markets be in a year? Today you will hear analysis from several investment managers:   Steve will reveal how the Black Diamond Dividend Growth Strategy works in flat and down markets to keep building wealth. Then, the famous host of the MOTLEY FOOL MONEY SHOW, Chris Hill joins us. It’s going to be a great show you don’t want to miss. MASTERING MONEY is on the air!!! 

Check out this episode!

Mastering Money 12/30/20

The S & P 500 is thought of as a steady and stable index of the 500 largest companies in America. Many S & P index investors believe they are investing in large cap blue chip stocks, that are all profitable. The perception is that there are strict rules for companies to stay in the portfolio and that most of the companies are have investment grade ratings and are large dominant companies. Each of these statements is now false.  Due to massive transitions in  retail, energy, and other industries—made worse by the pandemic crisis, the S&P 500 is cutting more than thirty companies in 2020, with perhaps more on the way!  Today, we’ll tell you how the S&P index REALLY works, what you are REALLY  investing in, and the facts…. may SHOCK you! Then, health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. An educational show you don’t want to miss, MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 12/29/20

Contrarian investors are always looking for bargains in the marketplace.  After all, sometimes, you can make a lot of money looking for “jewels in a junkheap.”   Therefore, speaking of junkheaps, do hotels and cruise-ship-stocks still qualify as a contrarian BARGAIN right now? Their prices are well below 52-week-highs, but are they low enough to bite the bullet?  Today, Steve and I will review a Barron’s analysis of several travel-and-leisure stocks—including cruise, lodging, casino, and time-share names—that might still represent an opportunity.  Then, Steve will explain the remarkable “PERFORMANCE TRIGGER” index strategy. As long as you break even on the index, you make ten percent, tax deferred! It is liquid, with no exit fees. Find out if it is a fit for your portfolio in a show that you certainly do NOT want to miss….MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 12/28/20

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! After an update of the markets and today’s breaking financial news stories, we’ll take you to an exclusive broadcast of the Motley Fool Money Show… chock full of ideas to help you become a more informed investor, followed by proven money-making and money-SAVING ideas from Steve that you DON’T want to miss! — A jam-packed show for you today,  and it all starts RIGHT NOW… MASTERING MONEY IS ON THE AIR!!!

Check out this episode!

Mastering Money 12/25/20

Merry Christmas! It’s Christmas Day so  the markets are closed, but this special edition of Mastering Money is sure open, and its our gift to YOU–we have a terrific show planned for you. We’ll be talking about some inspiring true stories that have happened at Christmas, especially at the beginning and the end.   In between, we’re talking about you and your money. After all, investment mistakes are  easy to make, even when you take a logical approach to the market. And who among us is 100 percent logical all the time?   Most people in or near retirement would rather not spend hours a day studying market trends, money flows,  and reading detailed reports. That’s why you offload that task to a professional. But even money managers were caught off guard by this election. Many thought it was logical that if Joe Biden looked like he was going to win the election, the market would decline. But the market went UP on election day, and we’ll tell you why.  A really interesting show for you today you CERTAINLY don’t want to miss…MASTERING MONEY  is on the air!!  

Check out this episode!

Mastering Money 12/24/20

One of the simplest ways for companies to communicate financial well-being and shareholder value is to say “the dividend check is in the mail.” Dividends, those cash distributions that many companies pay out regularly from their earnings to their stockholders, send a clear, powerful message about future prospects and performance.  A company’s willingness and ability to pay steady dividends over time – and better yet–its power to INCREASE them each year–goes a long way towards communicating its fundamental strength and sustainability to shareholders. Today, we’ll reveal key methods of selecting winning dividend stocks to help you invest better. Then, insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A power-packed show today that you don’t want to miss….MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 12/23/20

Is the “Santa Claus rally” real—and does it apply to crazy, zany years like 2020? In the investing world, the uptick in stock market performance at the end of most years is commonly referred to as the “Santa Claus” rally, often bringing investors jolly gains. It is typically followed by what is known as the “January Effect.”  But will Santa visit THIS year, and if he does, how many “goodies” will leave us? There are numerous explanations for the causes of a Santa Claus rally including estate tax considerations, a general feeling of optimism on Wall Street because the Fed is keeping rates low, and the investing of holiday bonuses. But are the stars lining up this year? We have a full report for you today, and then Health Insurance expert Shelley Grandidge joins us. A fact filled and entertaining show you don’t want to miss…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 12/22/20

Investing in 2021 will be different from 2020, and that’s a good thing. Congress and the Fed will continue to shove dollars into the economy and keep interest rates low. That is just what traders want to hear. Heading into 2021, Barron’s has published its  list of 10 favorite stocks for the coming year, like it has for the past 11 years. Sometimes they get it right, other years not so much. But they always manage to pick some winners, so it is worthwhile to review their favorite stocks for 2021. That’s exactly what we’ll be doing today. Steve will reveal why some of Barrons picks qualify for the Black Diamond and Blue Diamond portfolios, and maybe more important: why some of them DON’T.  Because YOU want to make MONEY in 2021, you don’t want to miss TODAY’S show…..MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 1/19/21

As Trumponomics comes to a close and Bidenomics begins, investors don’t really need to predict which set of economic policies will work the best to stimulate the economy—at least not for a while yet. Experts say it will take six to twelve months or longer to begin to see the effects of most of Biden’s economic moves. In the meantime, whose policies will end up looking better when history is the judge–Trump, or Biden?  Most logical thinkers know that reining in job-killing government restrictions, lowering taxes for both job-creating corporations and tax paying Americans, and creating trade deals that bring and KEEP more factories right here in America, is a more sure path to long term economic success for OUR nation as a whole. But logic is not always the sure path to making money in the stock market. You need to know where the big boys are going, like Goldman Sachs, the Fed, and JP Morgan. We have a Barrons report on that for you today and Steve will review adjustments being made to the Black Diamond and Blue Diamond portfolios…an important show you don’t want to miss…MASTERING MONEY is on the air!!!!

 

Check out this episode!

Mastering Money 1/18/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! After an update of the markets and today’s breaking financial news stories, we’ll take you to an exclusive broadcast of the Motley Fool Money Show… chock full of ideas to help you become a more informed investor, followed by proven money-making and money-SAVING ideas from Steve that you DON’T want to miss! — A jam-packed show for you today,  and it all starts RIGHT NOW… MASTERING MONEY IS ON THE AIR!!! 

Check out this episode!

Mastering Money 1/15/21

How does changing weather affect the price of commodities and everything  we buy? Probably, more than you think. In case you weren’t aware, we’ve been experiencing mostly “El Niño” weather conditions for the past ten years. El Niño is characterized by warmer ocean temperatures which affect weather patterns around the world. It has nothing to do with climate change, but rather is a natural result of the massive swirling of warmer and cooler ocean waters,  leading to atmospheric pressure changes. Here’s the problem: El Niño’s cooler sister, La Niña—is moody. She brings cooler ocean water temperatures, and…. she has officially arrived.  La Niña, in fact,  is shaking up agriculture in an already-tumultuous year for commodity markets, says the Wall Street Journal. We’ve got the fascinating Journal report for you today, then Medicare expert Shelley Grandidge joins us…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 1/14/21

The lithium-ion battery has played an integral role in powering the modern-day world – but questions remain about its environmental impact.  The rechargeable batteries, which are used in everything from mobile phones to electric cars,  are in constant daily use globally to power the portable electronics we use to communicate, work, study, listen to music and search for knowledge.  Oil companies have been castigated for disruption of wildlife and the eco system. But the mushrooming need for lithium and cobalt to keep making bigger and bigger batteries is touching off a lithium war, and in the process, actually may be polluting parts of the earth far more than fossil fuels. Prepare to be shocked by today’s special report on the dirty, filthy, battery industry. Then we’ll review 401k and IRA rollover strategies.   A great show you don’t want to miss….MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 1/13/21

Interest rates on savings and treasury bonds—once the mainstay of a solid and secure retirement—have entered a dry desert of lingering, extremely low interest rates. The result is that almost no one can retire on a financial diet of social security and the interest they get from bonds anymore. This is a big change for retiring investors because in the past, pensions and bonds made retirement not just possible, but comfortable. Bond investors are so starved for yield right now that they are turning to twenty and thirty year bonds issued by America’s Colleges and Universities—which are struggling due to Covid 19 and cancellation of athletics. If it seems like a crazy idea at a bad time to you, you’re not alone. Today, we’ll review a surprising report on buyers lining up to buy these bonds that may shock you. Then Medicare and Health insurance expert Shelley Grandidge joins us.   A fact filled show you don’t want to miss, MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 1/12/21

As you are going about your daily business, you may be unaware that hundreds of micro-satellite networks are being launched at a pace that could not have happened just 24 months ago. According to the Wall Street Journal, At least 16 companies are working on launching similar types of “micro” or “nano” satellite networks. Each is leveraging different combinations of wireless technologies, satellite sizes and onboard capabilities. The objective, to keep track of everything from farm animals, to penguins, to elephants, to Amazon packages,  and much much more. Many of these satellites are no bigger than a lunchbox. We’ll review a fascinating Wall Street Journal Report and then Steve explains the new Performance Trigger strategy that can turn a zero percent gain into a ten percent gain, guaranteed in writing and protected against loss!!   You don’t want to miss TODAY’S show….MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 1/11/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! After an update of the markets and today’s breaking financial news stories, we’ll take you to an exclusive broadcast of the Motley Fool Money Show… chock full of ideas to help you become a more informed investor, followed by proven money-making and money-SAVING ideas from Steve that you DON’T want to miss! — A jam-packed show for you today,  and it all starts RIGHT NOW… MASTERING MONEY IS ON THE AIR!!!      

Check out this episode!

Mastering Money 1/7/21

Growing your retirement money without losses while owning a guaranteed lifetime income far more than that of quality bonds is the key to retiring without the worry of going poor later in life. These benefits are only attainable with a principal-secure low cost, high income NEXT GENERATION retirement annuity. Pensions have all but disappeared  for today’s retirees, but the need for predictable secure income for life is still a pressing need. Who wants to worry about running out of money?  This need for permanent safe income without market risk has led to growing demand for a new type of flexible retirement annuity. Steve will get into the details for you today, revealing which ones pay the most and cost the least.  A really timely show you don’t want to miss…MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 1/6/21

Question:   As an investor in or near retirement, should you own utility stocks?  And, if you do, should you make utility stocks a major part of your plan for retirement income, as some financial journalists seem to suggest?  Utilities can be a good choice for some investors seeking diversification from the broader equity market since the dividend yield of utilities averages around 3.6%, the highest of any sector, according to Jodie Gunzberg, chief investment strategist at Graystone Consulting, a Morgan Stanley business. Today, we’ll review why utilities may not be your best income bet, HOWEVER, they can offer lower volatility, stability, consistency, and a reliable dividend yield that grows in size every year—IF YOU CHOOSE WISELY.  Today, Steve explains how to do just that, and then Medicare and Health Insurance expert Shelley Grandidge joins us. A great show you don’t want to miss…MASTERING MONEY is on the air!!!!

Check out this episode!

Mastering Money 1/5/21

Every time you think the market can’t go higher, it does. Many investors are bewildered by the rise of the stock market since COVID 19.  Milestone after milestone has been hit, including Dow-30,000 even with the economy on one leg. As remarkable as it sounds, stocks still have room to run according to top Wall Street analysts. Pent up demand is building on the half of the economy that is nearly shut down, and the vaccine could get things back to normal. But there is another KEY REASON WHY the market has risen and likely to KEEP rising in 2021 no matter who is running the White House or the Senate. We’ll explain that key factor in detail, with data from the Wall Street Journal. Then Steve reviews the 2021 strategy for the Black Diamond and Blue Diamond portfolios. A very timely show you DON’T want to miss…MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 1/19/21

As Trumponomics comes to a close and Bidenomics begins, investors don’t really need to predict which set of economic policies will work the best to stimulate the economy—at least not for a while yet. Experts say it will take six to twelve months or longer to begin to see the effects of most of Biden’s economic moves. In the meantime, whose policies will end up looking better when history is the judge–Trump, or Biden?  Most logical thinkers know that reining in job-killing government restrictions, lowering taxes for both job-creating corporations and tax paying Americans, and creating trade deals that bring and KEEP more factories right here in America, is a more sure path to long term economic success for OUR nation as a whole. But logic is not always the sure path to making money in the stock market. You need to know where the big boys are going, like Goldman Sachs, the Fed, and JP Morgan. We have a Barrons report on that for you today and Steve will review adjustments being made to the Black Diamond and Blue Diamond portfolios…an important show you don’t want to miss…MASTERING MONEY is on the air!!!!

 

Check out this episode!

Mastering Money 1/18/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! After an update of the markets and today’s breaking financial news stories, we’ll take you to an exclusive broadcast of the Motley Fool Money Show… chock full of ideas to help you become a more informed investor, followed by proven money-making and money-SAVING ideas from Steve that you DON’T want to miss! — A jam-packed show for you today,  and it all starts RIGHT NOW… MASTERING MONEY IS ON THE AIR!!! 

Check out this episode!

Mastering Money 1/15/21

How does changing weather affect the price of commodities and everything  we buy? Probably, more than you think. In case you weren’t aware, we’ve been experiencing mostly “El Niño” weather conditions for the past ten years. El Niño is characterized by warmer ocean temperatures which affect weather patterns around the world. It has nothing to do with climate change, but rather is a natural result of the massive swirling of warmer and cooler ocean waters,  leading to atmospheric pressure changes. Here’s the problem: El Niño’s cooler sister, La Niña—is moody. She brings cooler ocean water temperatures, and…. she has officially arrived.  La Niña, in fact,  is shaking up agriculture in an already-tumultuous year for commodity markets, says the Wall Street Journal. We’ve got the fascinating Journal report for you today, then Medicare expert Shelley Grandidge joins us…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 1/14/21

The lithium-ion battery has played an integral role in powering the modern-day world – but questions remain about its environmental impact.  The rechargeable batteries, which are used in everything from mobile phones to electric cars,  are in constant daily use globally to power the portable electronics we use to communicate, work, study, listen to music and search for knowledge.  Oil companies have been castigated for disruption of wildlife and the eco system. But the mushrooming need for lithium and cobalt to keep making bigger and bigger batteries is touching off a lithium war, and in the process, actually may be polluting parts of the earth far more than fossil fuels. Prepare to be shocked by today’s special report on the dirty, filthy, battery industry. Then we’ll review 401k and IRA rollover strategies.   A great show you don’t want to miss….MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 1/13/21

Interest rates on savings and treasury bonds—once the mainstay of a solid and secure retirement—have entered a dry desert of lingering, extremely low interest rates. The result is that almost no one can retire on a financial diet of social security and the interest they get from bonds anymore. This is a big change for retiring investors because in the past, pensions and bonds made retirement not just possible, but comfortable. Bond investors are so starved for yield right now that they are turning to twenty and thirty year bonds issued by America’s Colleges and Universities—which are struggling due to Covid 19 and cancellation of athletics. If it seems like a crazy idea at a bad time to you, you’re not alone. Today, we’ll review a surprising report on buyers lining up to buy these bonds that may shock you. Then Medicare and Health insurance expert Shelley Grandidge joins us.   A fact filled show you don’t want to miss, MASTERING MONEY is on the air!!!

Check out this episode!