Annuity University

Presented by Steve Jurich, Scottsdale Financial Planner, KIPLINGER­­® Wealth Creation Contributor, author of the Amazon Best Seller, SMART IS THE NEW RICH

Through the fine placement work of Steve’s Public Relations Agencies, his comments have been seen on:

Video Webinar:

“24 Frequently Asked Questions on Annuities”

(Please scroll down to hear Steve’s Webinar presented in 24 Short Videos–Watch and Listen to Steve as he answers the Most-Asked-Annuity Questions. Simply click on the green bars for each video. Let us know if you would like to ask Steve a question personally. Call us at (480)902-3333, or use Steve’s email: Steve@IQWealth.com )

Presented by Steve Jurich, Scottsdale Financial Planner, founder of IQ Wealth Management, author of the Amazon Best Seller, SMART IS THE NEW RICH

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I really don’t know much about annuities — are there different types?

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How is an index annuity different from an index mutual fund?

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It almost sounds too good to be true–do I get all of the upside of the market and none of the losses?

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WHY do I want a NEXT GENERATION annuity for my 401(k) or 403(b) rollover?

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What is an income rider and why would I want one?

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Can an annuity help pay long term care expenses later in life if my spouse or I need extra care?

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Can I put my spouse on the annuity to receive an income for life, even if it is my IRA?

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I’ve heard that annuities tie up your money and have a lot of fees–is that true?

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Does the insurance company keep my money if I die?

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What is a surrender charge and why do they exist?

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How safe are annuities?

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How are you, the agent, compensated – Do I have to pay you a fee?

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Does the annuity come with upfront fees?

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I have a 401(k) that I want to protect from market lossess and maybe take some income like a pension–can I move to an annuity without taxation?

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I have an IRA that I want to protect from market losses–can I move to an annuity without taxation?

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I have a 403(b) that I want to protect from market losses–can I move to an annuity without taxation?

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My broker doesn’t think it’s a good idea–why?

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I’ve heard a grumpy older billionaire on the internet say that he hates annuities, and thinks I should too. He seems pretty famous. Why does he say that?

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What’s the difference between a variable annuity and a fixed index annuity?

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What is a hybrid annuity?

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I’ve heard the term –Equity Index Annuity– is that the same thing?

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I’ve heard you talk about secure lifetime income equivalent to 5 to 9%

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How liquid is the annuity–can I withdraw from it without penalty?

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What about Required Minimum Distributions – How will that work if I am using an annuity for my IRA?