Is Your 401(k) About To Roll Over…And Play Dead?

by | Dec 3, 2023 | Blog

Can we agree that these are wobbly times for the economy, for real estate and for stocks?  Perhaps that’s why many people are buying principal protected annuities with guaranteed lifetime income right now—especially as all or part of a 401(k) 403(b), 457 plan, or TSP rollover into rollover IRAs. It is another a record-breaking year nationwide—with over $200 billion moving into annuities–much of it into IRA accounts.

Why? Well, let’s see. Let me describe a financial asset compared to stocks, bonds, and real estate—you tell me which aspect you don’t like?

  • 24/7/365 Principal protection—your money can never suffer a loss due to the market falling
  • 24/7/365 Lifetime income guarantees—you own the equivalent of a pension for both you and your spouse, if you are married– paying a rate of income in the realm of five to eleven percent annually, depending on age and deferral period¹. You get worry-free, passive, steady, reliable income for life
  • This asset is popular for 401(k), 403(b), 457, and TSP IRA rollovers—no tax on transfer–funds remains in IRA status.
  • You maintain access to your money (it’s not “locked up”)
  • Your heirs are protected, no one keeps your money when you die.
  • Century old, A+ rated insurers for safety
  • Lifetime income that never quits, regardless of market conditions.
  • Uncapped accumulation potential, protected against loss.
  • Ample liquidity

With the right annuity you may realize double digit growth potential with no risk of market loss, along with a pension-like lifetime income for both spouses. If your goal is to retire one day—and STAY retired, let’s compare your options soon.

¹Details and disclosures at IQWealth.com

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