Annuity Refinance
Not a Penny of New Money
Zero Out of Pocket Cost
Here’s How It Works
Refinancing your Annuity is similar to refinancing a Mortgage, but it is different. When interest rates go down, you refinance your mortgage. This saves you money. When interest rates go UP annuity income rates usually go up too. When this happens you may exchange your current annuity for an annuity that pays higher income—and right now we’ve seen an enormous hike in interest rates. To no expert’s surprise, Annuity Income Rates are at an ALL-TIME HIGH.
Don’t Forget
Even if you don’t have an annuity yet, you can still benefit from this. This is one of the best times in modern history to get an annuity. Many people are adding on additional annuities as well as refinancing their older ones.
What’s up With Interest Rates
Our economy is in an uneasy place. With wars, elections, and shaky markets hitting us almost daily, the word recession is being thrown around a lot. In an attempt to slow down inflation, the Federal Reserve has pushed up interest rates progressively over the past two years to what may now be seen as a peak. As a result, we’re seeing interest rates higher than they’ve been in the last 25 years.Important
The Federal Reserve is very likely to reduce and normalize interest rates soon due to political and economic pressure. This will likely lead to annuity rates lowering.
How You Can Benefit
If your annuity meets certain requirements then you can benefit from these high interest rates. High interest rates can have a very negative impact on the economy and especially the real estate market, but they can actually have the opposite effect on annuities—which is what’s happening RIGHT NOW.Annuity Owners
Currently the Highest annuity income rates in two decades. If you’ve owned an annuity for at least three years, you may qualify to upgrade and refinance to an even better annuity—improving your income by up to 30% or more for life.
Even More Income—For Life
Some of our clients at IQ Wealth® Management are now locking in these exceptional rates, giving them an extra $10,000 to $20,000 per year in income or more depending on the size of the annuity. Doing the math, it could mean an extra $100,000 to $300,000 or more in your pocket during your lifetime. That is no exaggeration and can be proven in black and white. Think about it, an extra vacation trip every year, more golf, more fun times with the grandkids, or even just the security of more cash on hand and money in the bank every year from now on, no matter what.Important
While the qualification minimum is 3 years, don’t be discouraged if you have owned your annuity much longer. In many cases, older annuities benefit even more from this. Age also affects this as well. Some of our older clients have been able to see very large income increases.
Past performance of any asset or index should never be relied upon to predict future results. No specific product or company being promoted. Guarantees rely on the financial strength of the issuing insurer. Not FDIC insured, not a bank deposit.
The First Steps
Request a call or meeting using the form on this page.
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Accredited Investment Fiduciary (AIF®), Steve Jurich with IQ Wealth® Management in Scottsdale helps his clients compare up to 1,200 annuities with no sales pressure.
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Accredited Investment Fiduciary® & Certified Annuity Specialist®Case Studies
IQ Annuity Refinance
Time Sensitive—Rates Falling Soon
Age 69
Age 62
Age 64
Age 57
Age 60
Age 71
Age 72
Please note: These examples and your potential for increase is time sensitive. If rates come down in the general economy, rates will very likely come back down for annuities. Rates and terms can only be locked in and guaranteed upon date of application.
FAQs
Why is this "Time Sensitive"?
How much will this cost me?
Is it worth it?
How does it work?
Is this too good to be true?
If I wait, will this get better?
How risky is it for me to do this?
Why must I have owned my annuity for at least three years?
I've owned my annuity for 10+ years, will this still work?
Where are you located?
Our office is conveniently located in Scottsdale, AZ:
(Please Note: We work by appointment only)
8777 N Gainey Center Drive
Suite 200
Scottsdale, AZ 85258
What are your qualifications?
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