First, we listen.
Financial planning—especially for retirement—is a process, and a partnership, not just a document.
We are fiduciaries. Therefore, we want to know what is most important to you before we can begin your plan. Once we understand what you are trying to achieve and what you require, we then can help organize, analyze, and implement a clear written plan.
We typically work in three meetings. There is no charge for initial meetings to determine how we can be of service. Once you become a client, you will never be charged for meetings and review. We are your life partner in building, growing, and protecting your money. You will find that we are family people and that we focus on you and your needs:
- Meeting #1: Discovery. Here we get to know each other and determine if there is a basis to continue. If we both feel we are right for each other, we schedule our next meeting.
- Meeting #2: Specifics. In this meeting, we will refresh and review what we learned in Meeting #1. We will then make sure we have gotten all of your big questions out on the table, and answered them satisfactorily. It is then time to illustrate and review our recommendations for you in detail. The goal is to eliminate waste, reduce risk, WHILE increasing income, and helping you gain confidence for the future. Here you will see how the Smarter Bucketing strategy allocates your money, and exactly which assets are recommended. You may feel ready to begin your plan here.
- Meeting #3: Implementation and final review. At this point, we have made sure that we have addressed every aspect of a financial plan that you understand. It needs to be clear plan with desired outcomes. Our goal is to focus on the safety of your capital, the preservation of your core capital of your retirement income for life, and the quality of your investments. Here is where we typically begin opening accounts.
We know that trust is earned… not simply given. We also know that the best way to “predict” the future is to create it.
That’s why we strive to listen more than we talk. Because your ultimate goal is a worry-free retirement that does not break down, we work to identify both the strengths and weaknesses of your current plan. We want to know specifically what you are looking to change and what an ideal plan would look like for you. We then demonstrate how the IQ Wealth Smarter Bucketing® Plan may better meet your needs and can lead to the attainment of your goals.
There is no charge for an initial consultation and mutually agreed-to follow-up meetings.
To schedule an initial meeting, please
contact Barb at
480-902-3333 or via email:
[email protected].