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Retirement Radio USA - Podcasts

  …In pursuit of a ” Work-Optional Lifestyle?” Learn How To Retire And STAY Retired: Join Scottsdale Financial Planner Steve Jurich, AIF® for The “Common Sense Financial Hour” aka MASTERING MONEY —  on Money Radio am 1510 , DAILY at 8am and 11am, with updates M-F at 4:30pm. Podcasts 24/7 on the Mastering Money APP (Android) and i Tunes (Apple). Or, simply visit RetirementRadioUSA.com

Recent episodes

Mastering Money 1/10/22

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 1/7/22

So, just where do your beliefs and opinions come from? If you’re like most people, you feel that your convictions are rational, logical, and impartial, based on the result of years of experience and objective analysis of the information you have available.  In reality, all of us are susceptible to faulty thinking and emotional biases–often at the sub-conscious level.   Even the smartest person on earth can make errors in judgement. Today we’ll review why Behavioral scientists say you are susceptible to making the same investment mistakes over and over, and exactly how to fix it. Then Health insurance and Medicare Expert Shelley Grandidge joins us for the Q & A.   A fascinating show you don’t want to miss…MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 1/6/21

Are bond mutual funds safe?  Are they a good source of retirement income? Do they belong in your portfolio, and is this a good time to own bond mutual funds and ETFs—Today we’ll review how the bond market works and how bond mutual funds can indeed lose money– rather easily– in a market like this. Also is it possible to find a safe income of 7.3 percent to 8.3 percent, rather than sitting around in low duration bond funds, steadily losing money? You’ve got questions, we’ve got answers! MASTERING MONEY is on the air!

Check out this episode!

Mastering Money 1/5/22

The stock market has built many millionaires and even some billionaires over time– and so has real estate. But today’s long bull market and the high prices on real estate have investors wondering where the best place for their money is right now–especially investors facing retirement.  Real estate investments can be good until a recession hits—which is inevitable. As a more liquid alternative, Many investors prefer dividend growth stocks, which are like owning rental properties where, as a landlord, you keep getting higher and higher rents every year. Today, we’ll compare investing in real estate with investing dividend stocks. Then health insurance expert Shelley Grandidge joins us. You don’t want to miss today’s show–MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 1/4/22

The financial world is huge, and there are many different ways to invest for profit.  Some strategies focus on TIMING the markets, others focus on time IN the market.   Some methods of analysis are all about the big picture—choosing SECTORS to invest in GENERALLY,  rather than zeroing in on specific companies. Other strategies are the opposite. They focus on  individual companies, and their profitability, balance sheet, dividends,  market share, and stability of management. What’s the BEST way to invest? How can you bypass the stress and make investing more simple?   Today, we’ll do an educational review of how various investment approaches work, and help you decide which makes the most sense for you–with specific recommendations.  You don’t want to miss today’s show… MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 1/3/22

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 12/31/21

Most investors, especially in or nearing retirement, seek to reduce risk while growing capital prudently in the stock market. Gains are nice, but large drawdowns are sickening, especially in retirement when you don’t have an income stream from a full-time job and time is no longer on your side.    
When time IS on your side, and because most bear markets tend to last only six months to two years at the most, you are able to rebuild the value of your account simply by staying put, and not rushing for the exit. FACT:  The only people who lost in 2008 and 2009 were those who sold at the bottom. The market has some room to run according to experts, but we all want to keep a good share of money OUT of harm’s way. But are bonds the answer for the safe money side of your plan? Today, we’ll examine why Warren Buffett says that bonds are a terrible investment. Then health insurance and Medicare Specialist Shelley Grandidge joins us.  You don’t want to miss today’s show…MASTERING MONEY  is on the air!!

Check out this episode!

Mastering Money 12/31/21

Most investors, especially in or nearing retirement, seek to reduce risk while growing capital prudently in the stock market. Gains are nice, but large drawdowns are sickening, especially in retirement when you don’t have an income stream from a full-time job and time is no longer on your side.    
When time IS on your side, and because most bear markets tend to last only six months to two years at the most, you are able to rebuild the value of your account simply by staying put, and not rushing for the exit. FACT:  The only people who lost in 2008 and 2009 were those who sold at the bottom. The market has some room to run according to experts, but we all want to keep a good share of money OUT of harm’s way. But are bonds the answer for the safe money side of your plan? Today, we’ll examine why Warren Buffett says that bonds are a terrible investment. Then health insurance and Medicare Specialist Shelley Grandidge joins us.  You don’t want to miss today’s show…MASTERING MONEY  is on the air!!

Check out this episode!

Mastering Money 12/30/21

Today on Mastering Money, a very special guest joins us–Chris Hill, long time Wizard for the Motley Fool and host of the Motley Fool Money Show.  Steve and Chris will share views on the market.  But first..…Planning a financial portfolio for retirement is much like building a custom home. To build a custom home, you start with a blueprint that details not only what your house will look like, but how the individual components will come together–starting with the Foundation. To do it right, you must first know what your objectives are. You and your designer work together to draw a plan that includes every room and every detail of each room until you have a full set of construction plans, plus a list of materials and resources needed to build the house in a timely manner. Today, we’ll discuss how to build a financial plan for retirement that can weather all storms, MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 12/29/21

Glenn Ruffenach, a retirement columnist for MarketWatch and the Wall Street Journal, said that 2018 was the first year– ever–that readers overwhelmingly disagreed with him about delaying retirement benefits. In fact, many Americans are grabbing benefits at 62 because they want to make the most of their Social Security dollars while they’re still relatively young and fit. Or, as one reader put it: “You never know when your health will turn south, so ‘Spend it while you’re able’. Another consideration–you never know if Social Security will always pay full benefits. Today, we’ll find out if it is smarter to take benefits EARLY or delay. PLUS several alternative strategies that have caught on in a big way! Don’t miss today’s show…MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 1/17/22

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 1/14/22

In investing, knowledge is power. To paraphrase Benjamin Graham’s investment advice–Warren Buffett’s mentor–you should strive to know WHAT you are doing and WHY. If you don’t understand the game, he said, don’t play it…and Stay away until you do. Being honest, most of us would say we DON’T actually understand the market. It has gotten so massive and unpredictable, pretending to know every aspect of it is foolhardy. Even Warren Buffett, during his brilliant career, only worked within a slice of the market—companies that he grew to understand very well and companies that made real money in the real economy. Buffett took a mathematical and systematic approach to investing. Today we’ll review exactly how to do that, then health insurance and Medicare expert Shelley Grandidge joins us. A great show for you today…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 1/13/22

The stock market continues to rise but the earnings of better companies continues to rise also, meaning you can still find good value stocks if you know where to look. That said, the stock market can be a source of GREAT wealth-building, but holds the risk that prices can fall hard, meaning you simply can’t keep ALL YOUR EGGS in that basket. In retirement, we all need a combination of income, growth, and liquidity. Because the stock and real estate markets are at all time high’s, and interest rates near all time low’s, many people are playing it safe right now and re-allocating their investments to better suit market conditions and their personal time horizon. Today, we’ll get into the specific steps for properly re-allocating your money to make sure that you keep building retirement wealth the SMART way.  MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 1/12/22

Most investors, especially in or nearing retirement, seek to reduce risk while growing capital prudently in the stock market. Gains are nice, but large drawdowns are sickening, especially in retirement when you don’t have an income stream from a full-time job and time is no longer on your side.    When time IS on your side, and because most bear markets tend to last only six months to two years at the most, you are able to rebuild the value of your account simply by staying put, and not rushing for the exit. FACT:  The only people who lost in 2008 and 2009 were those who sold at the bottom. The market has some room to run according to experts, but we all want to keep a good share of money OUT of harm’s way. But are bonds the answer for the safe money side of your plan? Today, we’ll examine why Warren Buffett says that bonds are a terrible investment. Then health insurance and Medicare Specialist Shelley Grandidge joins us.  You don’t want to miss today’s show…MASTERING MONEY  is on the air!!

Check out this episode!

Mastering Money 1/11/22

Your job as an investor—or the job of the person you hire to manage your money—is to optimize gains, while minimizing losses.  Sounds easy, but today, you need a strategy built for the low interest rate environment of the 2020’s, not the 1990s.  Well-chosen stocks can be long-term sources of wealth creation, just like well-located real estate. This is true even if you buy at what seems like the worst possible time. For example, if you invested in an S&P 500 index fund in early October 2007, the next couple of years would have felt awful.  If you were still contributing to a 401k, however,  it turned out to be really good news. Your steady contributions kept buying more units of mutual funds at lower prices.  Even buying at the so called “wrong time” just before the 2008 crash, HIGH QUALITY  stocks delivered terrific gains by 2020—upwards of 300 percent—by just staying the course and not panicking. That said, in retirement you will be unemployed for 30 years or so. Therefore, a properly built financial plan will separate income capital from growth capital into a Smarter Bucketing system to protect against crashes. Today, we’ll get into the fundamentals of putting together a rock solid financial plan…for the LONG HAUL.  Don’t miss it….MASTERING MONEY is on the air!!!

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Mastering Money 1/20/22

Bear markets, defined as a period where the stock market goes down 20% or more from its highest point to its subsequent lowest point–happen frequently—probably more frequently than you think. From 1900 – until the present, there have been 32 bear markets. Statistically, they occur about 1 out of every 3.5 years and last an average of 367 days according to Dow statistics. Bull markets tend to last much longer. Experienced investors know that the real money is made in bear markets–especially for those who don’t panic and sell, and for those who keep reinvesting dividends. They end up owning more shares purchased at lower prices. Today, we’ll provide some facts and details on how to profit when markets fall. .You don’t want to miss today’s show–MASTERING MONEY is on the air!!

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Mastering Money 1/19/22

An annuity is a retirement account with “airbags” and a seat belt. Buyers invest a sum of money in a particular annuity, and in exchange, they’re guaranteed a steady monthly check for a set number of years, or for life, their choice. On an increasing basis, annuities are being used by retiring professionals to take the risk out of their nest eggs. In years past, pensions were common. Today, it is more common NOT to have a pension. The satisfaction rate on annuities is actually far higher than mutual funds. So why do low-information newspaper and internet journalists knock annuities? Because they are LOW on information! Today, we’ll fix that and we hope some uninformed journalists are listening in. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A.  You don’t want to miss today’s show…MASTERING MONEY IS ON THE AIR!!

Check out this episode!

Mastering Money 1/18/22

Dividend growth stocks–the type of stocks that grow their dividend every year without fail– have provided a steady way to grow wealth in good times and bad.  But how do you find the best ones? Many companies pay dividends but they pay them inconsistently, or pay too much of their revenue in dividends which can leave the company strapped for cash. Today, Steve will review the disciplined process used at IQ Wealth to select dividend growth stocks, and he’ll provide a clear example.  You don’t want to miss today’s informative show…MASTERING MONEY is on the air!!

Check out this episode!

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Mastering Money