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Steve's Radio Podcasts

Learn How To Retire And STAY Retired: Listen to MASTERING MONEY with Scottsdale Financial Planner Steve Jurich, AIF® on Money Radio am 1510 , Monday thru Friday at 8am and 11am, with a daily update at 4:30pm. Podcasts 24/7 on the Mastering Money APP (Apple & Android). Or, visit RetirementRadioUSA.com

Recent episodes

Mastering Money 5/14/21


When we hear about sudden, massive gains in speculative stocks like Tesla and GameStop or Bitcoin—the temptation is to feel like you somehow “missed out”.  But most investors of retirement age are not ready to put all their money into one or two stocks to try to make a killing. As an investor, you need to decide what your priorities are, what your realistic goals are, and how much risk you’re willing to take to achieve those goals.  If you’ve already accumulated five hundred thousand to a million dollars or more, it’s likely that you’re not ready to lay it ALL down on one stock in hopes that it doubles within ninety days.  You’re more likely to place an emphasis on PRESERVING what you’ve already made before you take big chances– with big chunks of your money. In fact, the real reason you’ve accumulated money is that you’ve mostly avoided silly risks along the way.  Instead, you kept your eyes on the prize:   a comfortable retirement funded by diversified, solid investments that make sense. Today, we’ll review a smart strategy for doing just that. Then medicare and health insurance specialist Shelley Grandidge joins us.  This is a show you DON’T want to miss…MASTERING MONEY is on the air!!!


Check out this episode!

Mastering Money 5/13/21

If it feels like the price of everything you buy has been soaring, that’s because it HAS—even as central bankers everywhere worry about the danger of DEE-flation.   That said, the prices of many things like clothing, airline tickets and ladies’ make up are way DOWN. According to  James MacIntosh, writing for the Wall Street Journal, the price of the stuff we’re BUYING is rising much faster, while the stuff we’re no longer buying has been falling. And then there is government spending.   Both republicans and democrats have used COVID 19 to punch their ticket to unabated borrowing and spending. So, that means inflation right? …Well, not so fast, and today we’ll explain the important, hidden economic indicator that could pop the bubble for those thinking gold and silver are going up.  A very interesting Wall Street Journal report you don’t want to miss…MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 5/12/21

How long does it take to DOUBLE your money? Using the Rule of 72, money doubles every eighteen years at four percent compounded, it doubles every twelve years at six percent compounded, and every nine years at eight percent compounded. Today, we’ll review the real secrets of raising your average rate of return and how get a guaranteed bonus of ten percent on a safe fixed income vehicle, with a GUARANTEED growth rate of 7 percent COMPOUNDED.  Then health insurance expert Shelley Grandidge joins us. A very timely show you don’t want to miss…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 5/11/21

So…what’s the REAL secret to stock market success?  We’d all love to think that there is just one secret but in the real world it comes down to avoiding big mistakes, avoiding hunches, having a logical strategy, and buying stocks that the big institutional investors have their eyes on.   The more you listen to experienced investment managers who have attained a high level of success, the one common thread is that they keep most of their money in stocks being considered or bought by the big “institutional investors.” The big mutual funds, pensions, and insurance companies are the institutional investors  considered to be the “BIG FISH” or even the killer WHALES on Wall Street. They DRIVE demand. Today, we’ll show you how and why to build  your investment strategy around the Killer Whales. An important show you don’t want to miss, MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 5/10/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 5/7/21

Because fewer people are retiring with pensions, the demand for annuities is growing, and is likely to keep growing. Ten thousand Baby Boomers a day turn age 60 to age 75. Baby Boomers have embraced the common sense and logic that annuities provide—especially the NEXT GENERATION of retirement annuities which let YOU, the owner,  share in market index increases without losses, while growing a permanent secure income like a pension at four or five times the income rate of a quality bond.   Smart people are protecting themselves against the next crash and taking advantage of the index opportunity right now in the current crash. Today, we’ll review just how Index Annuities works and how income riders work. Then Medicare Specialist Shelley Grandidge joins us. You don’t want to miss today’s show….MASTERING MONEY  is on the air!!

Check out this episode!

Mastering Money 5/6/21

We all enjoy making good money on our investments…. AND, We all would prefer relatively calm markets with no abrupt surprises, no disappointments, and no shocking draw-downs. But that is living in a dream world. Like it or not, we happen to be living at one of the most volatile times in history, with unprecedented economic forces at work    As an investor, you have a choice to make. Either you are going to take an old fashioned-one-size-fits-all approach to risking and growing money in the markets, or you are going to take a more pro-active stance–protecting your nest egg against loss,  and paying yourself LASTING retirement income.  What is needed in today’s uncertain times–especially for those of retirement age, is a purpose-driven approach your money.  If you find that your money is causing you stress, and you lack a deep sense of security, something is wrong. Today, we’ll talk about how to make it right–with a SMART well built financial plan…don’t miss today’s show, MASTERING MONEY  is on the air!!  

Check out this episode!

Mastering Money 5/5/21

Many retired investors today are hoping, waiting, and praying for interest rates on safe bonds to go up so they can retire in safety. According to economic analysis by a growing number of economists, they may be hoping, praying, and waiting a long time.  Deflationary trends–including low interest rates–  have gripped the world forcing interest rates to near zero, and even below zero. One would think with all the money being printed that IN-flation would be the problem, not DE-flation. But that’s not the case. Retirees are facing the hardest investment decisions of their lives right now. Imagine: a million dollars in a ten year treasury bond will only pay you SEVEN thousand dollars a year! You can’t retire that! We’ll review the problem, and deliver some solutions. Then health insurance and Medicare expert Shelley Grandidge joins us.  A REALLY  interesting show you don’t want to miss. MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 5/4/21

With the New Secure Act in place, and the Trump Tax brackets at risk of being blown up many retirement-minded people who can do the math are converting at least some of their IRA money to Roth IRAs, or to cash value life insurance, which when properly structured, may provide tax free retirement income, long term care benefits, and a legacy for heirs all in one asset. But you truly do need to work with an ethical agent to get the right policy, and to get that policy set up right!  So, is life insurance a good investment? Well, actually life insurance is not an investment at all, even though it is sometimes sold that way. Today on Mastering Money, Steve  will break down index universal life to the basics, making it easy to understand. Then estate planning attorney Libby Banks joins us.  A great show you don’t want to miss…MASTERING MONEY is on the air!  

Check out this episode!

Mastering Money 5/3/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 4/30/21

Investment mistakes are very easy to make, even when you take a logical approach to the market. That said, who among us is 100 percent logical all the time? Most people in or near retirement would rather not spend hours a day studying market trends, money flows, and reading detailed reports. That’s why you offload that task to a professional. But many investment managers were caught off guard by the 2020 election. Many thought it was logical that if Joe Biden won the election, the market would decline. But the market went UP on election day, proving one important thing: the market is RARELY logical! But does that mean YOU can’t take a logical approach to your investments? Not at all! Today, we’ll examine just how to do that. Then health insurance and Medicare expert Shelley Grandidge joins us. A truly educational show you don’t want to miss…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 4/29/21

As Trumponomics comes to a close and Bidenomics begins, investors don’t really need to predict which set of economic policies will work the best to stimulate the economy—at least not for a while yet. Experts say it will take six to twelve months or longer to begin to see the effects of most of Biden’s economic moves. In the meantime, whose policies will end up looking better when history is the judge–Trump, or Biden? Most logical thinkers know that reining in job-killing government restrictions, lowering taxes for both job-creating corporations and tax paying Americans, and creating trade deals that bring and KEEP more factories right here in America, is a more sure path to long term economic success for OUR nation as a whole. But logic is not always the sure path to making money in the stock market. You need to know where the big boys are going, like Goldman Sachs, the Fed, and JP Morgan. We have a Barrons report on that for you today and Steve will review adjustments being made to the Black Diamond and Blue Diamond portfolios…an important show you don’t want to miss…MASTERING MONEY is on the air!!!!

Check out this episode!

Mastering Money 4/28/21

The industry of Cybersecurity is growing every year at a very steady pace with no real end in sight. Think about it: When will the day come when you WOULDN’T want your company’s computer systems secure? And when will the day come that the crooks will stop trying to get in? Cybersecurity is a permanent need, and an inevitable trend. Not just for you and me, but for trillions of dollars worth of companies and governments worldwide. The move to “digital everything” has led to the sharing of a vast amount of sensitive, proprietary data in an external and internal environment across the globe. This has caused organization to fall prey to cybercrime through different forms of attacks, many of them highly publicized. In the wake of breaches and high-profile data theft, it becomes vital for an organization to not only determine future threats, but to do something about it. That’s where Cybersecurity comes in–as a burgeoning industry, and as an investment. Today, we’ll reveal the best way to invest in Cyber Security, Steve has a special stock pick, and then Medicare expert Shelley Grandidge joins us. A fact filled and timely show you don’t to miss…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 4/27/21

One of the biggest beneficiaries of the COVID-19 pandemic has been the cloud computing industry. All sorts of companies in every category—not to mention individual users– have been increasingly adopting cloud services for storing sensitive data. It’s a trend that can only get bigger.

Cloud storage has been a growing industry for some time, but the coronavirus really accelerated the trend in 2020 and 2021. As people work from home and do more of their shopping online, the demand for cloud services continues to grow. Individual stocks and ETFs that focus on companies providing cloud services did especially well in 2020. Their returns have varied, but double-digit and even tri pre-digit returns were seen last year. With cloud demand expected to remain strong, solid growth is already happening in 2021. Cloud computing saves big corporations and small businesses both money and time. Even in a recession, Cloud Computing is service that grows in demand. Today, we’ll examine the Cloud Computing industry and the investments that might pay off in 2021 and beyond…. MASTERING MONEY is on the air!!!!

Check out this episode!

Mastering Money 4/26/21

One of the biggest beneficiaries of the COVID-19 pandemic has been the cloud computing industry. All sorts of companies in every category—not to mention individual users– have been increasingly adopting cloud services for storing sensitive data. It’s a trend that can only get bigger. 

Cloud storage has been a growing industry for some time, but the coronavirus really accelerated the trend in 2020 and 2021. As people work from home and do more of their shopping online, the demand for cloud services continues to grow.  Individual stocks and ETFs that focus on companies providing cloud services did especially well in 2020. Their returns have varied, but double-digit and even triple-digit returns were seen last year. With cloud demand expected to remain strong,  solid growth is already happening in 2021. Cloud computing saves big corporations and small businesses both money and time. Even in a recession, Cloud Computing is service that grows in demand. Today, we’ll examine the Cloud Computing industry and the investments that might pay off in 2021 and beyond…. MASTERING MONEY  is on the air!!!!

Check out this episode!

Mastering Money 4/23/21

With politicians in Washington bent on adding to the national debt without mercy, more people want to do Roth conversions. The idea of being tax free for life has quite a ring to it!   As appealing as ROTH conversions sound, pain is involved so you need to be ready for it.  On top of that, they don’t always make sense– according to many CPAs– especially the closer you get to age 70 and above.   That said,  a Roth IRA can be a powerful tax planning tool. And, while tax rates are low courtesy of the Trump administration’s The Tax Cut and Jobs Act this may be your last best chance to get serious about converting. Today,  we’ll review  the conversion strategy known as “filling the middle brackets”, and another known as  “Back-Door Roth” strategy. Then Medicare expert Shelley Grandidge joins us for the Q & A.  A fact-filled show for you today that you surely don’t want to miss…… MASTERING MONEY is on the air!!!  

Check out this episode!

Mastering Money 4/22/21

Surveys show that Americans are getting an itch to travel again. In fact, According to AAA, more than 41.5 million Americans will travel this Memorial Day weekend, nearly 5 percent more than last year and the most in more than a dozen years.  As lockdowns ease, destinations are coming up with solutions to comply with social-distancing and disinfection rules. Here are some measures in the works. An amusement park with no lines? A beachfront resort without swimming pools? Those scenarios could unfold this summer as hotels, amusement parks, casinos and other tourist attractions reconfigure for a post-pandemic world.  After grinding to a halt during the coronavirus lockdown, the $9 trillion DOLLAR global travel and tourism industry is adapting  to an era that outlaws crowds. Today on Mastering Money, we’ll examine the safest and most fun destinations for your next vacation and get help from top travel expert Ruby Kelly. A fun and timely show you don’t want to miss, MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 4/21/21

Older Americans are selling off the stock market, slowly but relentlessly…. to junior generations.  According to CNBC, Baby boomers own an outsized helping of the market and are constantly reducing it–due to RMDs and other factors.  This is a process that is non-stop because 250,000 boomers turn 72 every ninety days. Analysts point out it will have an effect on  supply and demand for equities in the short, medium, and long runs.  Millennials, now the largest generation by population, lack the financial wherewithal to pick up the slack.  How will this long term drain, expected to accelerate over the next five and ten years, affect your investments?  What changes to your current financial plan might you make to make sure your retirement is not impacted?  We’ll lay out all the statistics, with some very timely strategy choices you’ll want to know more about. Then Medicare specialist Shelley Grandidge joins us.  Don’t miss it….MASTERING MONEY is on the air!!!!

Check out this episode!

Mastering Money 4/20/21

What’s the smart way to allocate money in retirement?  Should all of your money be in the stock market? After all, it is climbing nicely,  and the experts say there are bullish factors ranging from the end of the pandemic, to a few more multi-trillion dollar stimulus packages on the way.  But just because the market shows an uptrend, does that mean a person who’s worked and saved for thirty years should keep all of their life savings with the Wizards of Wall Street?  We all know how that story can end. Retirement should be a beginning, NOT an end. Financially speaking, it should be the time when you can finally relax.  For most people, the goal is not to see how rich you can get —  it’s to see how GOOD  you can feel about how your money is invested and in simply living life on your own terms—doing what you want to do, when you want to do it. And, that confidence needs to be based on knowledge and smart planning, not just wishing and hoping. Today, we’ll review just how you go about that. Steve has some advice and numbers to share with you that you don’t want to miss….MASTERING MONEY is on the air!!!!

Check out this episode!

Mastering Money 4/19/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 5/28/21

The industry of Cybersecurity is growing every year at a very steady pace with no real end in sight. Think about it: When will the day come when you WOULDN’T want your company’s computer systems secure? And when will the day come that the crooks will stop trying to get in? Cybersecurity is a permanent need, and an inevitable trend. Not just for you and me, but for trillions of dollars worth of companies and governments worldwide. The move to “digital everything” has led to the sharing of a vast amount of sensitive, proprietary data in an external and internal environment across the globe. This has caused organization to fall prey to cybercrime through different forms of attacks, many of them highly publicized. In the wake of breaches and high-profile data theft, it becomes vital for an organization to not only determine future threats, but to do something about it. That’s where Cybersecurity comes in–as a burgeoning industry, and as an investment. Today, we’ll reveal the best way to invest in Cyber Security, Steve has a special stock pick, and then Medicare expert Shelley Grandidge joins us. A fact filled and timely show you don’t to miss…MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 5/27/21

The financial world is huge, and there are many different ways to invest for profit.  Some strategies focus on TIMING the markets, others focus on time IN the market.   Some methods of analysis are all about the big picture—choosing SECTORS to invest in GENERALLY,  rather than zeroing in on specific companies. Other strategies are the opposite. They focus on  individual companies, and their profitability, balance sheet, dividends,  market share, and stability of management. What’s the BEST way to invest? How can you bypass the stress and make investing more simple. Today, we’ll do an educational review of how various investment approaches work, and help you decide which makes the most sense for you–with specific recommendations.  You don’t want to miss today’s show MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 5/26/21

A new landmark retirement study has found that the number of Protected Households has risen for the first time since 2018. The Alliance for Lifetime Income’s annual Protected Lifetime Income Study revealed a total of  3.1 million NEWLY  Protected Households and identifies five profiles of Americans planning for retirement. This is the first time since 2018, that the number of Protected Households in the US has increased. Today we’ll review exactly what that means. We’ll learn why the share of protected US households grew from 37% in 2019 to 40% this year, the largest increase on record.  Then Medicare expert Shelley Grandidge joins us to clear up all the hoopla going on with Medicare. Shelley will make things clear and simple…which is something we ALL need! ….You don’t want to miss TODAY’s show…MASTERING MONEY is on the air!!! 

Check out this episode!

Mastering Money 5/25/21

Getting the most from your investment dollars means focusing both on return AND risk. Smart investors who want to O8bring order into their portfolio understand that there will be ups and downs in the market. The key to worry free investing is having a strategy that can benefit from both upward cycles and downward cycles . In other words, we are all seeking Alpha, but we need to do it with the least risk possible. Today, we’ll get back to the basics of prudent investing that can benefit from both up and down markets. Then Steve will review the key reasons you may want to consider both the Black Diamond and Blue Diamond Dividend growth strategies. A great show lined up for you today!    MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 5/24/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 5/21/20

As we get reminded often, women have a better chance of making it to age 100 than men — in fact, 82% of the 53,364 centenarians alive in 2010 were female. There are even more today.   The ratio of females to males age 100 remains pretty steady–it is about 80 percent women. Hence the statistic:   eighty percent of MEN die MARRIED, while eighty percent of WOMEN… die single.  The big problem for women is that they may spend ten years or longer on their own after their husbands pass–at a time when they may lack the skill and desire to make big money decisions.  It’s been found that Baby Boomers’ number one financial fear is running out of money while still in their eighties and women fear it even more than men. We’ll see why that fear is completely justified today, and then health insurance expert SHELLEY GRANDIDGE joins us.   A very timely show you don’t want to miss, MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 5/20/21

Dividend growth stocks–the type of stocks that grow their dividend every year without fail– have provided a steady way to grow wealth in good times and bad.  But how do you find the best ones? Many companies pay dividends but they pay them inconsistently, or pay too much of their revenue in dividends which can leave the company strapped for cash. Today, Steve will review the disciplined process used at IQ Wealth to select dividend growth stocks, and he’ll provide a clear example.  You don’t want to miss today’s informative show…MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 5/19/21

Whether knowingly or not, millions of Americans voted for higher gas and electricity prices when they voted for Joe Biden, and based on recent market action, they are already getting a return on their vote “investment.”  Joe Biden has been busy. Shutting down the XL Pipeline appears only to be the beginning Gas and oil prices are already rising and could go up dramatically this year.  Non partisan experts point out that the 2015 Paris Climate accord, which Biden is joining again, will wipe out close to 2.5 trillion dollars in gross domestic product by the year 2035 ..We have a complete report for you today,  and then Medicare expert Shelley Grandidge joins us.  A timely show you don’t want to miss…MASTERING MONEY is on the air!!

Check out this episode!

Mastering Money 5/18/21

Growing your retirement money without losses while owning a guaranteed lifetime income more than five times that of quality bonds is the key to retiring without the worry of going poor later in life. These benefits are only attainable with a principal secure uncapped, low cost, high income NEXT GENERATION retirement annuity. Pensions have all but disappeared  for today’s retirees, but the need for predictable secure income for life is still a pressing need. Who wants to worry about running out of money?  This need has led to a very logical move toward the benefits provided by NEXT GENERATION retirement annuities. Today, we’ll explain in detail how they work and how you may benefit.  A really timely show you don’t want to miss…MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 5/17/21

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

Mastering Money 6/4/21

With politicians in Washington bent on adding to the national debt without mercy, more people want to do Roth conversions. The idea of being tax free for life has quite a ring to it!   As appealing as ROTH conversions sound, pain is involved so you need to be ready for it.  On top of that, they don’t always make sense– according to many CPAs– especially the closer you get to age 70 and above.   That said,  a Roth IRA can be a powerful tax planning tool. And, while tax rates are low courtesy of the Trump administration’s The Tax Cut and Jobs Act this may be your last best chance to get serious about converting. Today,  we’ll review  the conversion strategy known as “filling the middle brackets”, and another known as  “Back-Door Roth” strategy. Then Medicare expert Shelley Grandidge joins us for the Q & A.  A fact-filled show for you today that you surely don’t want to miss…… MASTERING MONEY is on the air!!!  

Check out this episode!

Mastering Money 6/3/21

Historically, we’ve always referred to the traditional sources of retirement income as a three-legged stool, composed of:
1. Government entitlement programs (Social Security and Medicare)…2. Personal savings and investments …and , 3. Employer-sponsored defined benefit plans like pensions.  In the past, retirees could typically count on ALL three sources for retirement income roughly divided into thirds. With this traditional scenario, both the government and employer-sponsored plans were considered predictable, reliable income sources that may also be adjusted for inflation. So two thirds of your plan for retirement was set. Only one-third was the responsibility of the individual. Today, TWO thirds of the responsibility is yours, and the other leg–Social Security–is getting a little loose in the screws. Today we’ll examine how COVID 19 may affect your Social Security, and then Medicare specialist SHELLEY GRANDIDGE joins us for a show you don’t want to miss!  MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/2/21

Historically, we’ve always referred to the traditional sources of retirement income as a three-legged stool, composed of:
1. Government entitlement programs (Social Security and Medicare)…2. Personal savings and investments …and , 3. Employer-sponsored defined benefit plans like pensions.  In the past, retirees could typically count on ALL three sources for retirement income roughly divided into thirds. With this traditional scenario, both the government and employer-sponsored plans were considered predictable, reliable income sources that may also be adjusted for inflation. So two thirds of your plan for retirement was set. Only one-third was the responsibility of the individual. Today, TWO thirds of the responsibility is yours, and the other leg–Social Security–is getting a little loose in the screws. Today we’ll examine how COVID 19 may affect your Social Security, and then Medicare specialist SHELLEY GRANDIDGE joins us for a show you don’t want to miss!  MASTERING MONEY is on the air!!!

Check out this episode!

Mastering Money 6/1/21

Many investors are bewildered by the rise of the stock market since COVID 19.  Milestone after milestone has been hit, including a 30,000 Dow, even with the economy on one leg. As remarkable as it sounds, stocks still have room to run according to top Wall Street analysts. Pent up demand is building on the half of the economy that is nearly shut down, and the vaccine could get things back to normal. But there is another KEY REASON WHY the market has risen and likely to KEEP rising in 2021 no matter who is running the White House or the Senate. We’ll explain that key factor in detail, with data from the Wall Street Journal. Then Steve reviews the 2021 strategy for the Black Diamond and Blue Diamond portfolios. A very timely show you DON’T want to miss…MASTERING MONEY  is on the air!!!

Check out this episode!

Mastering Money 5/31/27

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    “MOTLEY FOOL MONEY”  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we’ll update breaking financial news and get a read on all the indexes, THEN,  we’ll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON’T want to miss! — A jam-packed show –and we’re READY TO ROLL !    … MASTERING MONEY IS ON THE AIR!!!  

Check out this episode!

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