Steve’s Blog

Annuities aren’t for everyone, but before deciding that one isn’t right for you, you should determine whether your reasons are of sound mind. Consider some bad reasons why some people decide to exclude annuities from their retirement planning. Facing Your Own...

When you’re planning for your retirement, you want to make sure that you’re going to be guaranteed an income stream once you retire. An annuity can help you accomplish that guaranteed stream of income. If you are considering purchasing an annuity, here are some tips...

If you have concerns about whether you’re on the right track for your retirement planning, you aren’t alone. An uncertain economy and recent changes in government policies are causing many to wonder if their plans for saving for a comfortable retirement will be...

It’s always a good idea to put money in both an IRA and an employer-matched 401(k) for your retirement. The IRS allows you a maximum contribution of $5,500 yearly, and if you’re over 50, you are allowed to contribute an additional $1,000. Keep in mind that if you have...

An annuity is a good way to ensure that you won’t outlive your retirement income. They were created to reduce this risk, also known as superannuation. As an annuity beneficiary, you’re guaranteed to receive a certain minimum amount of income, paid out on a set...

One of the most important and difficult tasks regarding your financial future is finding the right investment manager. Several factors go into choosing the right investment manager who will provide individualized attention, mitigate risks and align their incentives...

Millennials entering the workforce today are very unlikely to ever see a traditional pension as part of a benefits package. Today, young workers need to focus on different ways to save money for retirement, including 401(k) plans that are adopting pension-like...

Based on rhetoric from both sides of the aisle, it's clear that many Americans have lost faith in the government, banks and other long-standing institutions, including Wall Street. For decades, Wall Street has pretty much been the economic barometer in this country....

Life insurance can be an important financial planning tool. However, its complexity can leave people confused and even skeptical of its intent. We would like to help clear this confusion by explaining what you need to know about life insurance planning to make a...

Annuities are part investment, part insurance—you get both with the same dollar.  Study after study reveals that 7 out of 10 retired adults think about money most of the time and fear running out of it one day.  The markets are fickle--and we all know that it turn the...