Steve’s Blog
Why Past Performance Should Never Be Relied Upon To Predict Future Results
Researchers at Yale and MIT have completed Nobel Laureate research on potential retirement outcomes for today's retirees. The reason the picture is not pretty for many Baby Boomers, even those with million dollar+ portfolios, is just what you might...
Can We Slow Down The Aging Process? Yes, A Little. Here’s How Medical Experts Are Doing It
How to Help Prevent Aging There is no magic pill that will keep us from getting older. Trendy fashions, dancing like no one’s watching and laughing with friends can make you feel young and invincible, but it won’t stop the process. Aging is biological, and inevitable....
Q. Should You Buy An Annuity At Fidelity or Vanguard? A. Probably Not, and Here’s Why.
Here's the deal: There are vast differences between annuity payouts when compared with the more than 1200 available. Both Fidelity and Vanguard rank in the middle of the pack. For your retirement, why not the best? We all want the most for our money and that is...
What If You Never Had To Worry About Another Market Crash?
What if you never had to worry about another market crash as long as you live, while at the same time having more guaranteed income than you’ll ever need? Might that change the way you see your future? Might you worry a little less? Once a person retires, it is normal...
Ready, Set, Retire…OK, So Now What?
Something that seemed so far away when you started your first job—is suddenly here. You’ve dreamed and fantasized about the days when your time can truly be your own. But now, as retirement is coming faster with the close of each workday, are you truly ready? Or, if...
Q. Why does the grumpy TV billionaire hate annuities? A. Because he’s a billionaire.
The joy and solid feeling you get from knowing your money will protect your life and your lifestyle as long as you live is a good one. Billionaires get that feeling because it is pretty hard to screw up a plan that starts out with a billion dollars. But let's face...
Plan Your Retirement Like You Mean It
Over the past century, markets have crashed A DOZEN TIMES, several times by more than fifty percent, leaving investor’s dreams in disarray for YEARS. Not only is money lost, but TIME is lost. It takes time to build up a nest egg. The last thing anyone wants is to...
Can you still retire on a million dollars? Yes, but it could be time for a change in your investments. Here’s Why.
Most people have a primary source for their investment advice and ideas, whether it’s a friend, a relative, a newspaper or online columnist, a stockbroker, an advisor or a planner. But, I believe, too many people are far too casual about where they turn to for advice....
A Letter From Steve To All Who Want To Retire, and STAY Retired.
It really breaks my heart when people don’t plan ahead. Why? Because it's so easy to do. You don’t fix your roof when it’s raining, you do it when the sun is shining. You've worked twenty, thirty, or forty years to be where you are now. How will you make sure your...
Is The Market Too High? Worried About A Crash? Reallocate Now And Go Back To Living The Dream
The year 2020…by all accounts… will go down as one of the craziest and most stress-filled years of all time. That said, many people are faced with the act of retiring this year, either by choice or by pink slip. So, here's the question: Is this a good time to retire,...