Our Team

A Team of Experienced Professionals-Ready, Willing, and Able To Help You

Our seasoned referred professionals are accountable independently within their field, yet coordinate within to help our clients realize their goals.

• Steven Jurich, Accredited Investment Fiduciary®, Certified Income Specialist™, Certified Annuity Specialist®, Founder
• INVESTMENT MANAGEMENT PARTNERS:  AE Wealth Management / Sterling Capital Management, SEC Registered Investment Advisers.  Combined assets: $64+ billion. Investment custodians:  Fidelity Institutional, TD Ameritrade
• Barbara Jurich, B.A.  Office Administration
• Shelley Grandidge, Independent Medicare and Health Insurance Specialist
• Libby Banks, Independent Attorney at Law
• Steven R. Jurich, B.A., Director of Digital Marketing
• Nicholas Stefaniak, Independent CPA®, MTAX
• Katie Jurich, B.A., Digital Marketing Specialist

Experience and Qualifications

• Twenty-two years experience assisting clients with the biggest financial decisions in their lives, from real estate to 401k rollovers
• His comments have been seen on Bloomberg.com, MarketWatch, and TheStreet.com.
• Author of “Smart Is the New Rich,” an Amazon best-seller in three categories, outlining a more predictable and stress-free approach to retirement funding and financial independence.
• Host of “Mastering Money” on Money Radio. Steve has made more than 500 radio appearances in his career and never forgets that communication is about the listener, not the speaker.
• “Mastering Money” is a daily, not weekly, radio show. Steve believes his daily focus on financial trends and events helps him stay abreast of key issues when giving guidance to his clients.
• More than 20 years experience helping individuals, families and businesses achieve their money goals through the use of investments and insurance.
• Conceived, originated, and developed the IQ WEALTH BLACK DIAMOND DIVIDEND™ Strategy.
• Contributing author to Kiplinger Online

Steve coordinates retirement, financial, and estate plans as the lead advisor–with the support and input of the following professionals:

INVESTMENT MANAGEMENT PARTNERS: SEC Registered Investment Advisory Firms

We are a fee-based investment advisory firm acting in the fiduciary role. We are not subject to the requirements or proprietary investments of any broker dealer. YOU are the most important part of our business.

To better benefit our clients, to achieve the lowest fees possible for our clients, and to provide a solid succession plan,  we work in a strategic partnership with large SEC registered RIA firms. They receive part of our fee. We believe the benefit to our clients is comprehensive daily hands-on immediate support from certified  professionals who are in front of the markets every hour of every trading day.

Our clients may choose to have their accounts housed at either Fidelity Institutional or TD Ameritrade, both SIPC insured.

Our clients pay NO COMMISSIONS on any investment securities. We use a “wrap fee” structure–what  you see is what you get. No additional trading charges or fees.

IQ Wealth Management offers several in-house portfolios and partners with recognized third party investment managers to further the interests of our clients.

Our Integrated Strategic Partner Firms

IQ Wealth® works with strategic partner firms to make sure your investments are watched around the clock.

AE Wealth Management, an SEC Registered Investment Advisor

With more than $16 billion in assets under management, AE Wealth combines experience and technology to provide investment solutions for it’s network of Registered Investment Advisory Firms across the United States. IQ Wealth Management is proud to be a part of that network which includes state-of-the art technology, and full access to the Fidelity Institutional and TD Ameritrade platforms.  AE Wealth Management is directly involved in supervising all investment accounts for IQ Wealth Management.   Because of our close business relationship and tight co-advisory agreement with AE Wealth, we believe our clients have the benefit of big firm resources with a personal one-to-one advisory relationship, as well as a built in succession plan.

Sterling Capital Management

Founded in 1970, Sterling Capital is a group of 130 seasoned investment and client service professionals (more than 35 CFA’s)  who manage more than $56  Billion. Sterling is an independently operated subsidiary of BB&T Corporation—one of the largest and most respected financial services institutions in the country. Sterling provides calibrated, managed portfolios and ETFs which are also available to IQ Wealth clients. Those portfolios have a higher management fee than our IQ Wealth Black Diamond and Blue Diamond portfolios.

Steven R. Jurich

Director Of Marketing

Steve is a graduate of Cal State Fullerton, a successful entrepreneur,  and a professional film maker with a deep  understanding of financial services and communications.  He provides first class video and digital marketing for IQ Wealth Management, including Google, Facebook, and more. He has been involved in all aspects of delivering the IQ Wealth Management message to the public including websites and social media. Steven has deep experience in helping others succeed as a health professional. After his collegiate basketball career, Steve continues to push his own limits as an individual, marketer, and professional.  He provides valuable managerial and operational skills to our team.

He is deeply committed to family, faith, and personal growth. In addition to managing all digital media operations at IQ Wealth®, he has built a digital marketing company that specializes in connecting people with the ethical trusted professionals they need. As an innovator in modern media marketing, he prioritizes clarity and user experience—always putting customers first.

Achievements:
Prior to graduating from Fullerton, Steve led the nation in rebounding at the NAIA level, playing for Hope International University after transferring from Cal State, where he was named to the All-GSAC (Golden State Athletic Conference) team. He was a Junior College all-American and holds the all-time rebounding record for Scottsdale Community College.  He, along with his team, led Desert Mountain High School to its first tournament win ever (2007), on the way to winning the Arizona State Championship at the 5A level.*

*The above “basketball bragging” is courtesy of Dad

Our Company Is Built Around Our Clients

IQ Wealth Management clients share in the realization that, by coordinating key financial decisions today, they can achieve their most important goals tomorrow.

They are individuals and businesses who expect excellence and have a firm commitment to achieving it themselves. Our clients want to simplify their lives and enjoy the fruits of their labor.

We understand that the best plan for you is one you’re comfortable with, one that feels right to you, and is well positioned to achieve measurable progress. We look forward to serving you.

We maintain two clear and distinct divisions, integrated for our clients’ needs.

IQ Wealth Management provides qualified plan rollovers (IRA/401(k)/403(b)/457), cash-flow management, income planning with annuities and strategic use of “overfunded” life insurance. We focus on “big picture” financial planning that begins with the end in mind. Our multiple-discipline approach and networking with top professionals in accounting, law and real estate provides our clients with a clear edge over the typical “pie-chart” planner.

IQ Wealth Advisory, LLC provides securities- and fee-based planning, including equities, bonds, ETFs, mutual funds, variable annuities and energy investments (oil and natural gas programs with potential tax advantages)

Financial and Estate Planning With YOU in Mind:

Through the financial counseling process, we help our clients implement strategies matched to risk tolerance, income needs and family priorities.  We help our clients focus on where they are now, where they want to be and what steps need to be taken to get there. We believe that a part of our value as advisors lies in helping our clients prioritize rather than compromise.

Clients may want a comprehensive re-make of their current or may simply want us to engineer certain aspects of their plan. Steve Jurich and his team have experience and practical skill in the following areas:

Personal and individual

• IRA, 401(k), 403(b), 457 plan rollovers, traditional and Roth
• Investment portfolio management
• Retirement income planning
• Annuity comparison and application
• Life insurance
• Real estate acquisition (buyer assistance only)
• REITs and alternatives to REITs
• ETF and dividend stock portfolios
• Low-cost variable annuities, with no surrender charges, professionally managed
• Beneficiary updating on annuities and life insurance

Business and medical practice retirement planning

• Defined benefit plans
• Profit sharing plans
• Tax strategies
• Business exit strategies / buy-sell agreements/Section 162 executive bonus plans
• Tax-efficient estate and asset protection
• A full line of life insurance — term, universal and whole life

Note:
Investment securities and annuities are on opposite ends of the financial spectrum. We believe both can contribute to a well-balanced retirement portfolio. Each has its own benefits and limitations.  Therefore, we maintain two divisions: securities and insurance. Fee-based investment advisory services are provided by IQ Wealth Advisory, LLC, a Registered Investment Advisor. Insurance and annuities are provided by IQ Wealth Management–Insurance Division. Annuities are insurance-based financial vehicles designed not for growth but for income preservation and sustainability. Annuities are not FDIC insured and may have surrender charges for a period of time. Generally, a partial withdrawal of 5 to 10 percent is allowed annually, penalty free. The annuities we recommend waive all surrender charges upon death. All guarantees rely on the financial strength and claims-paying ability of the issuing insurer. At IQ Wealth, our policy is to require at least 100 years of successful track records and strong ratings for any insurance company we recommend.

Income riders are a means to enhance the income benefits provided by the underlying annuity contract. A discussion regarding whether an annuity would meet your needs and objectives should take place, before deciding if an income rider is appropriate.

All written content on this site is for information purposes only.  Opinions expressed herein are solely those of IQ Wealth Management and our editorial staff.  Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness.  All information and ideas should be discussed in detail with your individual advisor prior to implementation.  Fee-based financial planning and investment advisory services are offered by IQ Wealth Advisory, LLC  a Registered Investment Adviser in the state of Arizona. Our firm also utilizes third-party SEC registered investment managers when we believe it will benefit our clients.

Referring professionals (accountants and attorneys) are not employees or direct affiliates of IQ Wealth; however, they typically provide special pricing for our clients and listeners.  Murray Titterington is an Investment Adviser Representative of IQ Wealth Advisory, LLC. IQ Wealth employees and principals do not render tax or legal advice. Referrals are provided as a courtesy to help our clients with their due diligence. No investment is required.

Insurance products and services are a separately licensed activity offered through IQ Wealth Management. Steven Jurich is the founding principal and licensee of both companies. IQ Wealth Management is a registered DBA tradename for both licenses with the Department of Insurance and the Securities Division of the Arizona Corporation Commission.   The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state other than the state of  Arizona or where otherwise legally permitted.  All references to locations outside of Arizona and all references to guarantees on income or death benefit  relate to  insurance services only. Guarantees rely on the claims-paying ability of the insurer.  Steve Jurich is a licensed life insurance and annuity agent authorized in multiple states, including Arizona (resident) and California. (License 0b85609). Licensing in itself does not infer a level of skill.  Because our portfolios often allocate a combination of securities and insurance based products, understand and inquire about the differences between investment securities and insurance products. Thank you.